Has anyone been approved for a non payday loan with a credit score of less than 550? (get) - Personal Finance -debt, loans, credit cards, banks, insurance... - City-Data Forum

beenhereandthere · 07-13-2011, 10:19 AM

Or without a co signer? If you have any ideas....please let me know....trying to relocate for a job 1200 miles away, but probably won't be able to do it since I can't afford it....

duster1979 · 07-13-2011, 10:46 AM

Yes, but I've been with the same bank my whole life and have always made it a priority to keep my loans with them current even if I'm late on everything else.

Without that sort of relationship with a traditional lender your only hope is a loan shark or credit card.

texdav · 07-13-2011, 08:34 PM

With the new regualtion they are restricted on just now mnay risky loans they can make poer FDIC. Most are not personal loans either. its goig to get even tighter by law.I would try to get a personal loan from relative as that is going to be a tough one.Might want to see if you have anyhting to sale.