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So an eight foot bed means it's not base/"stock"? MSRP is $28-35k... base. Don't see an awful lot of construction-grade trucks tootling around outside of quarries, plants and heavy construction sites.
The shorter bed is a little cheaper but not much.
Stop looking at MSRP, don't be a fool, no one pays MSRP especially on a truck.
No idea what you mean by "construction grade". The initial comment was about the stock truck price. A crew cab will be more, um, duh.
Go back 30 years and you'll find the F150 was similar to our base F150. Not really comparable to shack it up against a new crew cab 4x4 or wherever you are getting your higher end pricing.
So an eight foot bed means it's not base/"stock"? MSRP is $28-35k... base. Don't see an awful lot of construction-grade trucks tootling around outside of quarries, plants and heavy construction sites.
And that is a stock truck. At least in my neck of the woods. Yes, a nice contractor truck will run you new 60-75k.
I should have thrown a prediction into post 2 about how this would turn into a contest over who could claim the oldest driver.
It's funny, though, that no one has jumped into say they're not having the slightest problem keeping up payments on their $60k pick'em'up.
I learned that lesson when my sunshine showed up with a brand new Vulcan 1500. He was such a happy camper - until a payment book came in the mail. That was his one and only vehicle purchase without adult supervision and payments for six weeks That interest still hurts today!
Five years in floor plan and dealer finance allow me an opinion?
Last I checked an F150 or Ram or Chevy 1500 is a truck but I guess I was supposed to read your mind and how you define it.
I'm sure you look super cool in your "truck". I enjoy my Prius, it gets me to work and back economically.
No claws please Everyone has different needs. It would take a while to haul mulch, soil, plant material in a Prius. Not to mention raw lead in 500 pound increments for the side business. Gun carts, several aluminum cases, ammo boxes, hard shells for costumes and western hats and a toy hauler.
My personal truck is one of the last Chvey S10s. Only owner, completely restaured to factory specs. It does get looks and I hope to keep it until it gets Granny tags.
Back to the original topic - how long do they normally let you go delinquent on a car loan before they come get it? Seems to me it would be less than 90 days, but then again, I’ve never made a car payment late.
Please. We've had enough trucky-truck threads for the whole year.
Quote:
how long do they normally let you go delinquent on a car loan before they come get it? Seems to me it would be less than 90 days, but then again, I’ve never made a car payment late.
It depends on the lender, and ten other factors. From what I've heard, they don't typically ask for the vehicle to be returned until around 90 days, and don't start actively trying to repossess it for 120 or more.
As long as it's in the customer's hands, it's making them money in payments due and fees and penalties. Repo it, and it's just a debt to be collected.
No claws please Everyone has different needs. It would take a while to haul mulch, soil, plant material in a Prius. Not to mention raw lead in 500 pound increments for the side business. Gun carts, several aluminum cases, ammo boxes, hard shells for costumes and western hats and a toy hauler.
My personal truck is one of the last Chvey S10s. Only owner, completely restaured to factory specs. It does get looks and I hope to keep it until it gets Granny tags.
Quote:
Originally Posted by Threestep
A) I said truck not F150
B) No plumber vehicles please
"Most of the people who are behind on their bills have low credit scores and are under age 30, suggesting young people are having a difficult time paying for their cars and their student loans at the same time." https://www.washingtonpost.com/busin...=.1296bd5afac3
Wasn't it not long ago that the automakers were panicking because the under 30s were indeed buying new cars at far lower rates than previous generation, preferring an urban car-free lifestyle instead? Didn't Toyota shut down their entire Scion brand because ti skewed older buyers and not youth as they were hoping?
I wonder if a certain number of the delinquent loans were simply bad decisions by auto lenders hoping to finally hook a demographic that had been hard to sell vehicles to until they partnered up and started thinking kids and a house in the burbs in their late 20s.
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