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I am puzzled as to why you are asking on an Internet forum. Go into your specific credit card website payment section and see. All of mine can be linked to more than one account. Usually it says "add a checking account" or something similar.
Yes, assuming the credit card account allows it, like mine does.
I have 2 checking accounts (at different banks) listed on my credit card account ( which is separate yet from the 2 checking accounts) available to authorize a payment from either one as I choose.
I pay my bills through the bank's online bill pay system. From some recent questions in this forum, it sounds like people go to individual websites for each bill. My way is way easier. Go to one site, pay all the bills from one account.
I pay my bills through the bank's online bill pay system. From some recent questions in this forum, it sounds like people go to individual websites for each bill. My way is way easier. Go to one site, pay all the bills from one account.
What I mean is, can I do it where I can set up more than 1 account? Unless I am wrong and can't do it. Just wondering.
You meant... for automatic credit card payments?
While that's convenient and secure, there are many con's to consider:
- YOU should be in charge of paying bills, AFTER you review each bill for accuracy
- some payments fluctuate in amount, and if you don't have enough funds, your bank account could be overdrawn, and cause overdraft fees,
- some payments take long time to "process" and reach the merchant or provider, and you could be paying late fees
- any mistakes on the CC bill will be paid automatically, if you don't check it for accuracy
- unless you review your monthly bank statements, you will have harder time following where your money goes
- you have to remember to stop automatic payments for services that you discontinued
- you still need to check your bank monthly statements to make sure all your bills are paid on time...
I pay my bills through the bank's online bill pay system. From some recent questions in this forum, it sounds like people go to individual websites for each bill. My way is way easier. Go to one site, pay all the bills from one account.
Quote:
Originally Posted by elnina
^^^ this!!
I pay some that way, but there's a time lag so it doesn't always work. I sent my sister a check from my acvount last Friday, and it says she will get it Thursday. That's OK, but if you pay right through the website of your creditor, it's debited immediately or the next day.
You meant... for automatic credit card payments?
While that's convenient and secure, there are many con's to consider:
- YOU should be in charge of paying bills, AFTER you review each bill for accuracy
- some payments fluctuate in amount, and if you don't have enough funds, your bank account could be overdrawn, and cause overdraft fees,
- some payments take long time to "process" and reach the merchant or provider, and you could be paying late fees
- any mistakes on the CC bill will be paid automatically, if you don't check it for accuracy
- unless you review your monthly bank statements, you will have harder time following where your money goes
- you have to remember to stop automatic payments for services that you discontinued
- you still need to check your bank monthly statements to make sure all your bills are paid on time...
I don't think she's talking about auto pay. I took it to mean so she goes in each month to pay and has a choice of which account to pay from.
I pay my bills through the bank's online bill pay system. From some recent questions in this forum, it sounds like people go to individual websites for each bill. My way is way easier. Go to one site, pay all the bills from one account.
I get my bills online so I wouldn't have any idea what to pay if I just paid from my bank account's bill pay system.
I guess if you still get paper bills in the mail that way would work.
I pay some that way, but there's a time lag so it doesn't always work. I sent my sister a check from my acvount last Friday, and it says she will get it Thursday. That's OK, but if you pay right through the website of your creditor, it's debited immediately or the next day.
I've only had an issue with one bill. It took over a week to post. The others are all paid within 3 days. If I want to send a friend or family a check, I just write one out and mail it the old fashioned way.
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