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My car is broke and its not worth fixing. I need a few thousand dollars to buy a new vehicle. I am borrowing a family members car right now, but that is not a long term solution.
I am going to be graduating college in less then a year and I work part time off the books at a restaurant and pull in about $300 a week.
I am looking to buy a car for like $3000 give or take a little bit. How can I go about getting a loan? what kind of information do I need? I have 2 credit cards that I pay off on time every month and I have had one of them for about 3.5 years.
My car is broke and its not worth fixing. I need a few thousand dollars to buy a new vehicle. I am borrowing a family members car right now, but that is not a long term solution.
I am going to be graduating college in less then a year and I work part time off the books at a restaurant and pull in about $300 a week.
I am looking to buy a car for like $3000 give or take a little bit. How can I go about getting a loan? what kind of information do I need? I have 2 credit cards that I pay off on time every month and I have had one of them for about 3.5 years.
Any advice would be appreciated. Thank you
Give me a call at 1-900-STERLINGGIRL. If I can't help, I can set up a meeting between you and a nice man that I met on the internet who is willing to share 20% of his 23.4 million USD inheritance if you are willing to let him transfer the funds to your account
Any car dealership can help you with that. There are bad credit type dealerships, used car dealerships and brand new car dealerships. They do the loan applications.
You could try a "Buy here, Pay here" dealership.
You will be paying a higher interest rate and probably have to make payments weekly. It varies.
A missed payment will probably mean a quick repo.
If you can live with this you can build up your credit rating but you will be paying more in the long run than if you got an auto loan from a bank, etc.
If you choose to go this route I would go somewhere that has been in business for awhile and not some new fly by night business that is just starting up.
My car is broke and its not worth fixing. I need a few thousand dollars to buy a new vehicle. I am borrowing a family members car right now, but that is not a long term solution.
I am going to be graduating college in less then a year and I work part time off the books at a restaurant and pull in about $300 a week.
I am looking to buy a car for like $3000 give or take a little bit. How can I go about getting a loan? what kind of information do I need? I have 2 credit cards that I pay off on time every month and I have had one of them for about 3.5 years.
Any advice would be appreciated. Thank you
Do you really need a car right now? Maybe do the bike thing until you can save up enough to buy that car with your own money?
By the way, nice job on paying off your credit cards every month! Most college kids don't...come out of college with 5-10K of debt and it takes them a decade or more to pay off once those student loan payment kick in.
Give me a call at 1-900-STERLINGGIRL. If I can't help, I can set up a meeting between you and a nice man that I met on the internet who is willing to share 20% of his 23.4 million USD inheritance if you are willing to let him transfer the funds to your account
You could try a "Buy here, Pay here" dealership.
You will be paying a higher interest rate and probably have to make payments weekly. It varies.
A missed payment will probably mean a quick repo.
If you can live with this you can build up your credit rating but you will be paying more in the long run than if you got an auto loan from a bank, etc.
If you choose to go this route I would go somewhere that has been in business for awhile and not some new fly by night business that is just starting up.
I have run into clients who have a "buy here pay here" car loan and when they go to get a mortgage think this is being positively reported to the credit bureau's only to find out when I pull their credit it is not. At least here in NC I have never seen 1 report anything good. It won't take them a NY minute to report the repo though.
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