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Old 06-02-2011, 09:28 PM
LML
 
Location: Wisconsin
7,100 posts, read 9,112,238 times
Reputation: 5191

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Quote:
Originally Posted by sol11 View Post
So how does one over 65 afford transportation, food, and shelter?

They PLAN FOR IT!!

Same holds true for providing for healthcare in ones latter years.

Yep,...that would be all you who screamed for healthcare paid for by someone else.

You can close your eyes, put your fingers in your ears, and refuse to see or hear the truth but it doesn't stop it from being the truth.

1. The average person who is becoming eligible for medicare earned from $12,000 - $35,000 over the course of their working life. How could they "plan" to have saved for a catastrophic illness or even just normal health maintenance at today's cost of medical care while they were supporting themselves and their families?

2. INSURANCE COMPANIES WILL NOT INSURE THE ELDERLY. Even a healthy 65 yr old will have to pay more than $1,000 a month for very limited health insurance and a 75 year old with pre existing conditions can NOT find an insurance company that will insure them at any price.

3. Not being rich should not be punishable by death. Like it or not only about 5% of the population has the resources to pay for their life time of medical care out of their pocket.

4. You may be contributing to the health care of others now. Someday others will be contributing to your health care....just as those who are now receiving medicare have contributed to the health care of the generations before them.

5. The financial problems of medicare could be easily solved without cutting cost and sentencing people to death. Just slightly raise the contribution rate for medicare and remove the earning cap from those who contribute. Problem solved.
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Old 06-02-2011, 09:31 PM
 
Location: Metro-Detroit area
4,050 posts, read 3,960,239 times
Reputation: 2107
Quote:
Originally Posted by kevinm View Post
If you don't value your health enough to save up to take care of yourself, then why should I care?

Liberals hope to run up as many bills as they can and then die leaving the payment for the next generation to deal with. That is the definition of selfish greed.
Do people consciously make stupid posts??!!..

Can anyone on this board tell me that they have saved enough to pay monthly prescriptions for diabetes, hypertension, osteoporosis, rheumatoid arthritis. How much have you saved for doctor's visits, follow up appointments with specialists.

Saved up enough for that malignant tumor, cataracs, hip or knee replacement, how about that hormone replacement therapy, or the cost of physical therapy after a stroke??

America must be blessed by God because he didn't bless many of it's people with common sense and dignity.
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Old 06-02-2011, 09:39 PM
 
Location: San Diego, CA
4,897 posts, read 8,319,404 times
Reputation: 1911
One sickness like a heart attack costs between $100,000-$200,000 assuming it is just run of the mill and not with lots of complications. Sorry, but most elderly Americans don't have that kind of cash laying about so there is no planning for it. Thus medicare which effectively does plan for this certainity via a defacto large insurance pool.
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Old 06-02-2011, 09:43 PM
 
Location: San Diego, CA
4,897 posts, read 8,319,404 times
Reputation: 1911
Quote:
Originally Posted by reconmark View Post
Do people consciously make stupid posts??!!..

Can anyone on this board tell me that they have saved enough to pay monthly prescriptions for diabetes, hypertension, osteoporosis, rheumatoid arthritis. How much have you saved for doctor's visits, follow up appointments with specialists.

Saved up enough for that malignant tumor, cataracs, hip or knee replacement, how about that hormone replacement therapy, or the cost of physical therapy after a stroke??

America must be blessed by God because he didn't bless many of it's people with common sense and dignity.
Excellent post.
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Old 06-02-2011, 09:48 PM
 
2,930 posts, read 2,224,829 times
Reputation: 1024
Quote:
Originally Posted by LML View Post
You can close your eyes, put your fingers in your ears, and refuse to see or hear the truth but it doesn't stop it from being the truth.

1. The average person who is becoming eligible for medicare earned from $12,000 - $35,000 over the course of their working life. How could they "plan" to have saved for a catastrophic illness or even just normal health maintenance at today's cost of medical care while they were supporting themselves and their families?

2. INSURANCE COMPANIES WILL NOT INSURE THE ELDERLY. Even a healthy 65 yr old will have to pay more than $1,000 a month for very limited health insurance and a 75 year old with pre existing conditions can NOT find an insurance company that will insure them at any price.

3. Not being rich should not be punishable by death. Like it or not only about 5% of the population has the resources to pay for their life time of medical care out of their pocket.

4. You may be contributing to the health care of others now. Someday others will be contributing to your health care....just as those who are now receiving medicare have contributed to the health care of the generations before them.

5. The financial problems of medicare could be easily solved without cutting cost and sentencing people to death. Just slightly raise the contribution rate for medicare and remove the earning cap from those who contribute. Problem solved.
The government caused this problem when it started setting the standard for healthcare with the passage of Medicare. Your "bad 'ol insurance companies" mantra is straight from the talking points of the liberal left.

Insurance companies DID insure the elderly BEFORE Medicare,...regardless of what you believe. NOW the insurance companies drop the "elderly" at 65 BECAUSE of Medicare.

Not being rich is "punishable by death". What a crock!! Not PLANNING AHEAD is what should be punishable by death. Using the government as an excuse for not planning is the problem.

Gotta love your socialist spirit, though. You've got that "spread the wealth" rhetoric down pat.
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Old 06-02-2011, 09:53 PM
 
Location: San Diego, CA
4,897 posts, read 8,319,404 times
Reputation: 1911
Quote:
Originally Posted by sol11 View Post
The government caused this problem when it started setting the standard for healthcare with the passage of Medicare.
You are delusional. For profit insurance companies NEVER wanted to cover sick people. They don't want to be on the hook for paying for elderly people who are frequently sick so they simply refused to cover people over 65. They're in business to make money not lose money. You're in lala land if you can't even admit that basic fact.
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Old 06-02-2011, 10:23 PM
LML
 
Location: Wisconsin
7,100 posts, read 9,112,238 times
Reputation: 5191
Quote:
Originally Posted by sol11 View Post
The government caused this problem when it started setting the standard for healthcare with the passage of Medicare. Your "bad 'ol insurance companies" mantra is straight from the talking points of the liberal left.

Insurance companies DID insure the elderly BEFORE Medicare,...regardless of what you believe. NOW the insurance companies drop the "elderly" at 65 BECAUSE of Medicare.

Not being rich is "punishable by death". What a crock!! Not PLANNING AHEAD is what should be punishable by death. Using the government as an excuse for not planning is the problem.

Gotta love your socialist spirit, though. You've got that "spread the wealth" rhetoric down pat.
To put it as nicely as possible, you don't know what you're talking about. I was a grown adult before medicare was in place and I can tell you without any hesitation that insurance companies did NOT insure the elderly before medicare. That is WHY medicare was put in place.The government did not cause the problem. Medicare has saved millions of lives and added good healthy years to the lives of people who would have otherwise died an early death. You have obviously bought the lies told by the insurance companies and the well paid lobbyist who peddle their propoganda. But, whether you believe it or not, the government is US and the government isn't always the problem. Sometimes the government (The UNITED States of America) can be the solution.
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Old 06-02-2011, 10:31 PM
 
2,930 posts, read 2,224,829 times
Reputation: 1024
Quote:
Originally Posted by Oerdin View Post
You are delusional. For profit insurance companies NEVER wanted to cover sick people. They don't want to be on the hook for paying for elderly people who are frequently sick so they simply refused to cover people over 65. They're in business to make money not lose money. You're in lala land if you can't even admit that basic fact.
Insurance is a business, just like selling automobiles or any other product. If you don't want to sign the contract, then don't buy the product. Nobody is holding a gun on you.

I do know that with Medicare private companies drop you when you turn 65. Whose fault is that,...the government or the insurance company?

You obviously hate free enterprise.
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Old 06-02-2011, 10:38 PM
 
1,692 posts, read 1,960,364 times
Reputation: 1190
Quote:
Originally Posted by LML View Post
Do you even acknowledge that the elderly who you so would so quickly condem to death so that you don't have to contribute to their lives are the same people who....

Contributed their treasure and blood to fight for the freedom you enjoy
Contributed to building the schools in which you were educated
Contributed to building the roads and bridges which you utilize
Contributed to building the hospital that serve you
Contributed to paying for the police and fire services that have kept you safe
Contributed to building the dams and utilities that provide you with energy
Have basically contributed to everything that has made your life what it has been.

But the thing is that they knew what you may never learn. You only begin to understand the meaning of life when you plant trees under which you know full well you will never sit.
This hits at the center of the entire argument. It really comes down to believing that we are all independent actors in society, or we live in a social collective.

Me, I recognize that we live in a social collective. It's our nature. It's to the benefit of society overall that we take care of our weakest members. It's like insurance against social unrest, and the just thing to do.

The ironic thing about the independentists is that, when push comes to shove, they run for the benefits of society. Seniors are well known to learn Republican (to a heavy degree), but just try to pry that Medicare from their hands.
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Old 06-02-2011, 10:45 PM
 
2,930 posts, read 2,224,829 times
Reputation: 1024
Quote:
Originally Posted by LML View Post
To put it as nicely as possible, you don't know what you're talking about. I was a grown adult before medicare was in place and I can tell you without any hesitation that insurance companies did NOT insure the elderly before medicare. That is WHY medicare was put in place.The government did not cause the problem. Medicare has saved millions of lives and added good healthy years to the lives of people who would have otherwise died an early death. You have obviously bought the lies told by the insurance companies and the well paid lobbyist who peddle their propoganda. But, whether you believe it or not, the government is US and the government isn't always the problem. Sometimes the government (The UNITED States of America) can be the solution.
I was an adult with family prior to Medicare, so you have nothing on me from an experience standpoint. I remember people who could have paid for private insurance opting for Medicare because someone else was paying the tab. If memory serves me, Medicare had more than tripled the projected cost in just over a decade. That's the government I remember,....the one that drove up healthcare costs by implementing price controls which were quickly adopted by the insurance companies.

Yep,....good 'ol government really fixed the healthcare system. Now it's bankrupt, and the same screwballs who ruined the system are redesigning it again.
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