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Then what is the right way? One sentence is not enough. There are a lot of one sentence responses thus far. People aren't expected to be economic/political experts, but if you don't like the rule, then at least indicate what else should be done. At least, do you agree that the remaining few ought to be able to buy it and cannot be denied coverage?
Good afternoon,
The right way is to preserve society's freedom of choice while solving the problem.
- Make health insurance like car insurance, and allow any company to sell it anywhere in the nation. Many companies have a monopoly in certain states. If states want to keep this in-state status quo, fine, but use the Commerce Clause for its' real purpose, regulating commerce between the states, not forcing commerce upon people. Allowing competition will bring the price down. (See federal vs state banks as an example of co-existing chartered entities within a state).
- As a compromise, I'm fine with the government chartering a non-profit type of public option, as long as a strong law states it must be self-sufficient and prohibit taxpayer bailouts. Basically, it should raise premiums or look for other ways to fund itself if it is low on money. They can raise seed funding and future needs through tax free bonds or some other method. This non-profit can cover the pre-existing folks most use as a reason for making us all buy insurance.
- Incentivize people to shop for the best deals. People don't care about the price of health care because they don't pay for it upfront. The same can be said about student loans and housing. Give them a check for finding the lowest prices or keeping their care under a certain amount at the end of the year.
- Finally, make people responsible for their own negligence. Get rid of the law that allows people to show up to any emergency room, even without insurance. Let hospitals decide if they want to provide this service and let them fund it with their own money instead of the taxpayers. Turn people away who show up with fake emergencies or send them to the charity hospital.
These are only a few ideas, I can come up with more if necessary.
Last edited by Freedom123; 03-23-2012 at 03:12 PM..
What a stupid quote. Being poor doesn't necessarily equate to needing/wanting government reliance. There is something to be said for self-reliance. It's an admirable trait. Try it sometime.
The left is famous for stupidity. Hence stupid quotes.
The right way is to preserve society's freedom of choice while solving the problem.
- Make health insurance like car insurance, and allow any company to sell it anywhere in the nation. Many companies have a monopoly in certain states. If states want to keep this in-state status quo, fine, but use the Commerce Clause for its' real purpose, regulating commerce between the states, not forcing commerce upon people. Allowing competition will bring the price down. (See federal vs state banks as an example of co-existing chartered entities within a state).
- As a compromise, I'm fine with the government chartering a non-profit type of public option, as long as a strong law states it must be self-sufficient and prohibit taxpayer bailouts. Basically, it should raise premiums or look for other ways to fund itself if it is low on money. They can raise seed funding and future needs through tax free bonds or some other method. This non-profit can cover the pre-existing folks most use as a reason for making us all buy insurance.
- Incentivize people to shop for the best deals. People don't care about the price of health care because they don't pay for it upfront. The same can be said about student loans and housing. Give them a check for finding the lowest prices or keeping their care under a certain amount at the end of the year.
- Finally, make people responsible for their own negligence. Get rid of the law that allows people to show up to any emergency room, even without insurance. Let hospitals decide if they want to provide this service and let them fund it with their own money instead of the taxpayers. Turn people away who show up with fake emergencies or send them go to the charity hospital.
These are only a few ideas, I can come up with more if necessary.
Now those are some real answers. Not a fake HC bill that we had to pass so we could find out whats in it.
Of course health care needs reform. As far as not denying coverage, are you in favor of forcing inusrance companies to sell homeowners insurance to people while their house is on fire?
I don't think it's an on-and-off switch. I don't think most people will wait until they have cancer to go buy health insurance. My friend became a sole practitioner, had recently gotten married, and quickly had two young children. I doubt he was going to go without. It turned out that one of his kids has some medical issues, not serious, but they require ongoing care. Thankfully, he bought insurance upon going off on his own.
I've gone to ER on a couple of occasions, for stuff someone doesn't plan on, and have been fine otherwise. I was certainly glad I had insurance for those events.
Finally, make people responsible for their own negligence. Get rid of the law that allows people to show up to any emergency room, even without insurance. Let hospitals decide if they want to provide this service and let them fund it with their own money instead of the taxpayers. Turn people away who show up with fake emergencies or send them go to the charity hospital.
Most "fake" emergencies and recurring emergency room use is by those who are on Medicaid. Of course there are valid emergencies affecting everyone, but have you ever sat in an ER? There are "regulars," from what it seems, and they are generally poorer and on some type of assistance.
I don't think it's an on-and-off switch. I don't think most people will wait until they have cancer to go buy health insurance. My friend became a sole practitioner, had recently gotten married, and quickly had two young children. I doubt he was going to go without. It turned out that one of his kids has some medical issues, not serious, but they require ongoing care. Thankfully, he bought insurance upon going off on his own.
I've gone to ER on a couple of occasions, for stuff someone doesn't plan on, and have been fine otherwise. I was certainly glad I had insurance for those events.
That is just what happens. If not there would be no issue with pre existing conditions.
Most "fake" emergencies and recurring emergency room use is by those who are on Medicaid. Of course there are valid emergencies affecting everyone, but have you ever sat in an ER? There are "regulars," from what it seems, and they are generally poorer and on some type of assistance.
And why do they go there? Because they can. When one is not paying they bill they dont care how much it cost.
Why don't you price a heart attack or a stroke for me instead? You know, the kind that unexpectedly hit people in their 40s, for example.
Why 40,s ? Why dont you want to talk about those in their 20,s and 30,s who are being forced to buy it. After all , they make up more then 1/2 of the 1 in 7.
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