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"Employers could save billions by dropping workers from health plans, report shows.
A new survey of Fortune 100 companies finds that the health care overhaul, contrary to the claims of its authors, created some perverse incentives for employers to drop workers from company insurance plans."
"Even after paying a penalty of $2,000 per employee, the companies stand to save $28.6 billion in 2014 alone by shifting employees to health insurance exchanges governed by strict federal standards. The companies stand to save more than $422 billion over the first 10 years of the law by doing this."
"If the companies indeed take this step, the move would fly in the face of pledges by the law's backers, including President Obama, that U.S. workers would not lose their employer-provided health plans."
My son's small business employer ( about 140 employees) say that they pay about $800 per month for each of them. That would be $9600 per year and they can get by with paying $2000 in fines on each employee. I would think that people could see through what Obamacare says in the way of punishment.
You surely aren't on Medicare, I can see. In Medicare the government decides what can be paid for any service, most often a lot less than requested, and then says that providers have to take what they get from them and can't get any more than what they pay. Nope, you sure aren't on Medicare and feeling embarrassed at what the government won't pay or allow them to get somewhere else.
Private insurance companies do the exact same thing in their with agreements with preferred providers.
Again, single payer is not the same as socialized medicine.
Private insurance companies do the exact same thing in their with agreements with preferred providers.
Again, single payer is not the same as socialized medicine.
This. I can't tell you how many times a day my girlfriend has to fax doctor's offices in order for the doctor's to complete forms and argue with the insurance in order for them to try and cover the doctor prescribed. Often times the doctor's have to prescribe another medication because the original medication wasn't on the insurance's formulary.
For those without pre-existing conditions individual insurance would most likely be cheaper anyways. For those with them there are some options but not for all and some are cheaper depending on what ails you.
This. I can't tell you how many times a day my girlfriend has to fax doctor's offices in order for the doctor's to complete forms and argue with the insurance in order for them to try and cover the doctor prescribed. Often times the doctor's have to prescribe another medication because the original medication wasn't on the insurance's formulary.
Why do you think the federal government will administer this any better?
Sorry, this only reinforces the need for Obamacare. Health insurance was already a high-cost item for businesses before the ACA was signed into law, which is why more and more employers were already dropping insurance altogether. The ACA has provisions both to encourage them not to do so, and to help those who still aren't covered by their employers to get insurance on their own, through subsidies, and through ending exclusions based on pre-existing conditions.
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