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Preventative medicine keeps medical costs way down in the long run.
And the same applies to autos. Thing is we don't make our neighbor pay for the maintenance of our cars.
Or would you like to socialize vehicle ownership too?
The best way of socializing transportation is to replace cars with buses, trolleys and railroads.
Socialized medicine, without the burden of private insurance companies and monopolistic drug firms, is cheaper overall because of the reduced overhead.
The best way of socializing transportation is to replace cars with buses, trolleys and railroads.
None of those means of transportation would apply to me and would definitely cost more if you tried to apply them.
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Socialized medicine, without the burden of private insurance companies and monopolistic drug firms, is cheaper overall because of the reduced overhead.
What percentage of the drugs on the market have been developed in countries with price controls?
And the same applies to autos. Thing is we don't make our neighbor pay for the maintenance of our cars.
Or would you like to socialize vehicle ownership too?
Is your point that health insurance should not cover mammograms, colonoscopies, etc...?
Is your point that health insurance should not cover mammograms, colonoscopies, etc...?
....and if you can't afford an insurance plan that covers everything under the moon what is the point? Mandates are one of the primary drivers of increased insurance costs over the last few decades, if you force the insurance company to cover X,Y and Z costs increase and rates necessarily increase. Furthermore the cost of those procedures goes up because no one has any incentive to keep them low.
Insurance is a poor business model for health maintenance, just as it would be for automobile or home maintenance.
OTOH, poor health maintenance is a public concern in a way that poor automobile or home maintenance is not. Kids out of school, workers off their jobs, et cetera, add up to public losses ultimately on a grand scale.
One example of a health care area that absolutely ought to be totally socialized--government facilities and government workers--is vaccination and immunization. Combating communicable diseases is a national security issue, especially considering the possibility of a deliberate biological attack.
Yet, the insurance model would work fine for individual medical catastrophe coverage just as it does for auto and home catastrophe coverage.
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