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When you smoke, you essentially make a choice to get cancer. When you balloon up to the size of a whale, you essentially make a choice to get heart disease, diabetes, etc.
Then after you make that choice, you want your private health insurance to pay for it. Your premiums will only cover a fraction of the cost, so that means essentially your care is covered by the insurance company..from the premiums of other healthy policy holders.
So either way, whether public or private insurance, you're really asking to redistribute the cost of your actions onto other people. Doesn't that sound rather parasitic to you?
I thought conservatives were for personal responsibility and all that?
Some people "balloon up like a whale" because they develop blood sugar issues. Someone who is insulin resistant will gain weight no matter what they eat or how much they exercise.
When I was a child I was so skinny that people thought I was anorexic. I developed blood sugar issues and gained weight rapidly when I was a young adult. I could walk a mile a day and eat less than 1500 calories a day and still gain weight. I struggled constantly to keep myself at an average weight.
Then while I was injured I couldn't exercise anymore and all bets were off. Had I got the surgery sooner I wouldn't have gained so much weight, but they often delay approval for surgery. Because I can no longer exercise since my knee keeps giving out I cannot get any of the weight off no matter how much I starve myself. When I was homeless and living in my truck I sometimes ate only crackers all day. Sometimes less than 500 calories a day. Did I lose weight? Nope! I gained weight!
When you smoke, you essentially make a choice to get cancer. When you balloon up to the size of a whale, you essentially make a choice to get heart disease, diabetes, etc.
Then after you make that choice, you want your private health insurance to pay for it. Your premiums will only cover a fraction of the cost, so that means essentially your care is covered by the insurance company..from the premiums of other healthy policy holders.
So either way, whether public or private insurance, you're really asking to redistribute the cost of your actions onto other people. Doesn't that sound rather parasitic to you?
I thought conservatives were for personal responsibility and all that?
Yes, I do take personal responsibility. That's why I PAY thousands of dollars every year for insurance of all types...auto, life, homeowners (including an umbrella policy), and health insurance. That is the whole purpose of insurance, to help protect yourself from bad things that can happen. By having the foresight to cover these things IS taking personal responsibility.
You've got some failed logic there if you don't think someone is taking personal responsibility by buying insurance. That is what you're paying the insurance company to do...cover you when things happen. Every policy an insurer writes is a risk/contract that they evaluate and charge you for...some they make money on, and others they lose. I could be a fool, and just gamble that I'll never need the coverage, but that would be the IRRESPONSIBLE thing to do.
We already do the same thing here in the USA only they use different language... like "you're not good candidate for surgery" or"you have to lose 50 pounds before we can do the surgery" or "you're too high risk."
It's a doctors call, not that of a govt bureaucrat.
I've done consulting jobs for two major healthcare payers in this country. Most people would recognize the names of both of them. I can tell you that the for-profit spent 90% of meeting time talking about money and 10% talking about patient care and provider satisfaction. In the well known non-profit, which also makes good money, but re-invests in the organization, the ratio was opposite. 90% patient care and provider relations, 10% money. Yet they make money.
I've done consulting jobs for two major healthcare payers in this country. Most people would recognize the names of both of them. I can tell you that the for-profit spent 90% of meeting time talking about money and 10% talking about patient care and provider satisfaction. In the well known non-profit, which also makes good money, but re-invests in the organization, the ratio was opposite. 90% patient care and provider relations, 10% money. Yet they make money.
Yes, Medicare-for-all is absolutely needed. The private insurance companies are acting like leeches on a system geared towards profits and not human health.
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