Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
We also had an increase in our deductible from $ 3000 to now a whopping $ 6000.-!
Obamacare was about a reduction of $ 2500 we should receive and we got zero as our premium never was higher so we never saw any relief.
Obama lied that we could keep our plan which we had to change approx. 1.5-2 years ago when we were told our plan was not in compliance with Obamacare and they would no longer be able to offer that plan.
In order to keep our premiums lower we chose to get a higher deductible as otherwise our premiums would be even higher.
I understand many Obama fans don't care as they either chose not to get health care or laugh at people being suckers for paying these high premiums.
I feel like a sucker for being played by Obama!
That is an important reason why I support Trump as he is the one who understood people like our family and the struggles to keep paying for health care and other things.
You are whining about money when some Guy somewhere at a Republican town hall wouldn't be alive to tell the running Republican politician how great Obamacare is because he would be dead without it.
Interesting. Our premium for an employer-subsidized family plan was just a little less than that ten years ago and before the ACA. Fortunately, we moved and had access to a less expensive plan through a new employer.
Mine is substantially less than 10 years ago. Back then we were paying around $9600 annual for premiums. Currently we pay $3000 annually as I chose a newer, more expensive plan that doesn't require a deductible.
2007? Yes, that was the year after I was denied health insurance coverage due to pre-existing conditions. I was graciously allowed to spend thousands per year for catastrophic coverage that didn't provide any coverage for those pre-existing conditions or for any type of routine medical care, though.
Good times....
Yup. I am so worried about this. I was already screwed over pre-existing stuff when I was younger. Now I have more. Not horrible ones but the health companies can use any excuse.
Poor you! That's about a 8% annual rate of increase which would be consistent or lower than historical norms. But nevermind. Soon you will be able to sock away a couple hundred a month in an HSA, buy a cheap policy that won't pay for much of anything and gets cancelled when you use it, and - get this - receive an AUTOMATIC LOAN from your friendly Wall Street crook/banker when you or a family member has anything more than a cold that needs treatment. It will be beautiful. Believe me.
The Affordable Care Act was - among other things - supposed to make healthcare more affordable. It failed. Miserably. The American people feel like they were lied to and the vast majority want the ACA killed. That is a rather large part of how Trump and the GOP won the election.
The concept of offering healthcare to all Americans is a fine idea, but the skyrocketing costs of healthcare needed to be addressed first and weren't.
For a working stiff to not support a national health care system is downright irrational. Its the working class that get really sc**** over in a privatized system where the pharma and insurance companies steamroll over Joe Schmoe.
People believe they are covered with cheap $100 a month catastrophic plans. Those plans are just gimmicks meant to defraud the gullible and wont cover anything.
Agree. Honestly I never thought about the catastrophes that could happen until this year. Turns out my 30-something sister had a tumor on her pancreas. She needed to get MRIs and CT scans etc until it was finally caught. Then major surgery, 10 day hospital stay, emergency room visit and she will need lifetime treatment.
Luckily her job had great insurance. Her out of pocket costs ended up being a few hundred, she hit her deductible and everything was covered. She used her FSA to cover most of the diagnostic treatments and appointments. Luckily her health catastrophe didn't turn into a financial one too. But if she can be denied coverage due to the new pre-existing conditions, that is scary. She would die with out the daily treatments she needs.
#1 - Obama and the Democrats would not even consider anything the Republicans came up with so quit the you guys didn't come up with anything - there were many options presented and tabled so the Republicans never stood a chance to have a say.
#2 - The ACA and state exchanges have bombed. The program itself has failed and why so many insurance companies pulled out of it.
When will you see that the concept was a disaster waiting to happen from the start.
But Obamacare was already a huge compromise. It is basically Romneycare.
We have health insurance through work. It's a large national company so you'd think the insurance would be good enough to take care of you without going broke if something happens.
One of my coworkers had a heart attack. With the medical insurance we now have through work, he still has to pay $25,000 out of pocket because they pay only a percentage of the total hospital bill regardless of deductable. He's now back at work just so he can pay this huge bill.
He would have been better off with an ACA plan. It limits the out-of-pocket expense to $7,150.
We all pay $3 trillion for healthcare (at least in 2015 we did). That comes out to $10k per person. That is paid through either taxes or premiums, one way or another. So Trump can lower your premiums but that $3 trillion still has to be paid so your taxes will go up. Because Medicaid is being pushed to the states, it might be state sales tax or property tax, but some tax will go up.
So which do you want to pay - premiums or taxes?
If you think we will go back to 2007 rates, think again. The public has been very clear that they want to keep the popular things in ACA - no discrimination on pre-existing conditions, insurance cannot kick you off except for non-payment, and out-of-pocket limits. But those are the very things that makes ACA so expensive.
The Republicans can shuffle the deck chairs around a bit and hide some expenses, but we will all pay that $3 trillion dollars one way or another.
Well that's what people voted for, right? The silent majority has spoken now they can enjoy their non existent health care or coupon system whatever wonderful thing they come up with.
We also had an increase in our deductible from $ 3000 to now a whopping $ 6000.-!
Obamacare was about a reduction of $ 2500 we should receive and we got zero as our premium never was higher so we never saw any relief.
Obama lied that we could keep our plan which we had to change approx. 1.5-2 years ago when we were told our plan was not in compliance with Obamacare and they would no longer be able to offer that plan.
In order to keep our premiums lower we chose to get a higher deductible as otherwise our premiums would be even higher.
I understand many Obama fans don't care as they either chose not to get health care or laugh at people being suckers for paying these high premiums.
I feel like a sucker for being played by Obama!
That is an important reason why I support Trump as he is the one who understood people like our family and the struggles to keep paying for health care and other things.
All Obama did was rob the working class to help pay for those who won't work.
My stuff is more than yours cost wise, it's rediculous, meanwhile those who don't pay get policies 7 times better with zero deductible.
But the issue no one wants to address was Obama-cares grant funding for the first few years is going away, so it was going to fail this year anyway.
They planned to sink Obamacare for single payer before this, it was to go from out of the fat into the fire.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
