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Originally Posted by ambient
What to do when your own healthcare plans suck balls and everyone knows it?
Improve your plans so that they offer reliable coverage across the American population spectrum? Nah...that would be "socialism."
Instead, let's sabotage ACA! Lots we can do to destabilize the thing and make premiums skyrocket. Then our ****ty plans will look better by comparison and we can force people into submission.
The net result will always be one and the same: tens of millions losing coverage and a proliferation of crappy coverage options that allow insurance companies to bend you over and **** you hard if you actually get sick.
Because here in America, we value our "freedom" to "choose" NOT to have quality coverage if we get hit by a car, get cancer, or have a heart attack! God forbid we lose that important right!
ACA has real flaws that could use fixing, but Republicans have never had ANY answers to improve healthcare, because their naive free market principle approaches fundamentally don't work for healthcare. Never have, never will.
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OK you admit to bad plans. (Baby steps, you're taking a step in the right direction)
Start looking at it with open eyes...
The subsidies gone, now means the insurance companies have lost their meal ticket.
Consider the following.
The subsidies allowed the insurers to become more wealthy
I'm pointing out the major flaw in ACA, and that was not placing cost caps on insurance plans, the companies were floated with your dollars, my dollars, all of our dollars through asinine premium increases, and through the whole you need to pay X,000 dollars per year out of pocket before insurance coverage kicks in.
Folks, that's not insurance. The premiums my friends/cousins pay being married and having kids, 25-35, depending upon plans range from 12k in deductibles to 25k in deductibles, to be met, every calender year before insurance coverage kicks in. It was never about care, it was about insurance, ACA was, is, and always will be a scam.
This allows insurance company A to not be liable for covering big expenses and profit more from your/our premiums.
All Trump is doing, is doing all of us a favor and hopefully speed up getting the government's over reach out of health insurance. I'm absolutely for this. The less intrusive a government the better.
Let this go down as a lesson, one that has cost us all, that this is what happens when you let the government meddle with services and products that it did not create, sell, or develop.
The tax for not having insurance, do you really think that was necessary? I dont, it's cheaper to pay the tax, and claim you don't have insurance to be treated.
It allowed hospitals and insurance companies to buy up the smaller companies, to rake in big bucks at
our expense.
This is a blessing, it really is.
I remember what I paid pre ACA. Premiums were 35 per week. No deductibles. Had Co pays. They weren't killer. Emergency room was what... 90? 100? Perscription medicines were 20/50 dollars... and PCP visits were 25 per visit. Few days after ACA passed, my provider called me and gave me the option to stay with what coverage I had, which wouldn't be guaranteed to be available for long, at around 1200 per month or drop and take what was available in the exchange or through my employer.
COBRA was 900 per month!
What I got from work, living in NY at the time was an Empire Blue silver plan 90 dollars per week, 2,000 per year deductible, perscription medicines pfft, may as well not have had any insurance what so ever...
It would only be worth it if I weren't healthy and had something like diabetes or cancer or had a major accident... Keeping your doctor. Pfft. My PCP wouldn't accept my insurance any more. And PCP visits that once we're 25 per visit, were now no longer covered until I had met my deductible. Where is the logic in that? Go for this or that, and be charged 200 300 dollars for a half hour visit...
Claim you don't have insurance, well do you have cash credit or debit? That visit now is 50 60 70 80 opposed to 200 300 for having insurance.
It's ridiculous, a feel good legislation and meddling in affairs that are the responsibility of the citizens, and choice at that, of the citizens of the country.
Sorry, not sorry, that the fallacy of ACA is being dismantled. I'm all for this.
The problem never was about care, quality of care, or access to care. The problem was the mandatory you need to have insurance for I said so. And allowing corporate interest to supercede the citizens best interests.
Serious question to any who are 25-35 with kids, married or not.
How many of you have 12-25k in cash socked away for your deductibles? Or were you planning to take loans out? If so, how was ACA beneficial if it reduced your buying power forcing you to take loans?
Let ACA die, and take a more proactive, non partisan approach, and let the public decide what's more important.
A democrats legacy with mandatory insurance required, being held at the mercy of the insurance companies.
Their privelege to choose what they want need and purchase for health insurance and not be penalized if they choose to not want insurance.
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The net result will always be one and the same: tens of millions losing coverage and a proliferation of crappy coverage options that allow insurance companies to bend you over and **** you hard if you actually get sick.
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That is the price to be paid when you allow the government to meddle in free will, and let insurance companies put profits before your interests. Let that be a lesson to us all. We allowed it to get that far out of control, and only have politicians and brainwashed by feels cult, to thank for it.