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Old 02-28-2018, 08:42 AM
 
1,343 posts, read 2,671,848 times
Reputation: 416

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Hello,

I live in Houston Texas, and currently with mom.

I would like to prepare to find and rent a house in the next 2 months. I have had some hard finical times in the past with job and health and other matters and now my credit is bad and I do have a broken apartment lease on my record and car repossession.

Now I am on the path to financial responsibility and accountability and started repairing my credit and paying bills on time and steady work. I now have no credit cards and I will be done paying car loan in the next 2 months.

I would like to rent a house for my family, but I keep getting rejected because my credit history.

Questions:

1. https://www.dmrpropertieshouston.com/ I am considering using this service to assist me to find rental home. I pay them a fee and they use their rental property connections or networking to landlord to influence them that I am reliable enough to rent one of their home.

Have you use them before and do you recommend them?

2. Do you have any other options for me or services I can use to rent a home?

Thank you kindly.
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Old 02-28-2018, 08:51 AM
 
Location: IN>Germany>ND>OH>TX>CA>Currently NoVa and a Vacation Lake House in PA
3,259 posts, read 4,334,327 times
Reputation: 13476
Quote:
Originally Posted by darrell2525 View Post
...and I will be done paying car loan in the next 2 months.
You just posted that you are looking for a car. Are you paying cash for that?

http://www.city-data.com/forum/houst...ealership.html
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Old 02-28-2018, 08:54 AM
 
1,343 posts, read 2,671,848 times
Reputation: 416
Quote:
Originally Posted by Robert20170 View Post
You just posted that you are looking for a car. Are you paying cash for that?

http://www.city-data.com/forum/houst...ealership.html
Yes, I gave dealership big down payment last week and tripling my payment to have paid off in 3 months from now. They didn't look at my past credit history.
I don't want no car payment for few years.
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Old 02-28-2018, 10:22 AM
 
Location: The Triad
34,090 posts, read 82,988,469 times
Reputation: 43666
Quote:
Originally Posted by darrell2525 View Post
I have had some hard finical times in the past ...
I would like to rent a house for my family, but I keep getting rejected because my credit history.
...to influence them that I am reliable enough to rent one of their home.
The question comes down to YOUR credit history vs the credit history of anyone else applying.
iow... don't try to change a LL's mind just be better than the OTHER applicants.

How far into the ghetto do you have to go to do that?
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Old 02-28-2018, 10:49 AM
 
Location: Central Virginia
6,562 posts, read 8,396,092 times
Reputation: 18804
Quote:
Originally Posted by darrell2525 View Post
Questions:

1. https://www.dmrpropertieshouston.com/ I am considering using this service to assist me to find rental home. I pay them a fee and they use their rental property connections or networking to landlord to influence them that I am reliable enough to rent one of their home.
I don't trust a company that has typos and grammatical errors on their website.

"%100 Guaranteed Apporvals"

I checked out their FB page. Another thing I don't trust - they have all positive reviews? Not one person is disatisfied? I don't believe it.

Last edited by HokieFan; 02-28-2018 at 10:57 AM..
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Old 02-28-2018, 10:49 AM
 
Location: IN>Germany>ND>OH>TX>CA>Currently NoVa and a Vacation Lake House in PA
3,259 posts, read 4,334,327 times
Reputation: 13476
Quote:
Originally Posted by darrell2525 View Post
Yes, I gave dealership big down payment last week and tripling my payment to have paid off in 3 months from now. They didn't look at my past credit history.
I don't want no car payment for few years.
So, large down payment and a 9 month loan that you're paying three months each month on?
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Old 02-28-2018, 11:29 AM
 
Location: Phoenix, AZ area
3,365 posts, read 5,240,667 times
Reputation: 4205
You don't get broken leases on your record. Only thing close is if a prior landlord had to sue you and if that is the case then you are SOL for a while. Look in the worst neighborhoods for no credit check places is probably your best bet.

One landlord judgment and there is no way I would ever rent to anyone, I have enough problems with deadbeats without taking them on directly.
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Old 02-28-2018, 01:08 PM
 
1,343 posts, read 2,671,848 times
Reputation: 416
Quote:
Originally Posted by MrRational View Post
The question comes down to YOUR credit history vs the credit history of anyone else applying.
iow... don't try to change a LL's mind just be better than the OTHER applicants.

How far into the ghetto do you have to go to do that?
Thanks MrRational for comment.

What do you mean by "How far into the ghetto do you have to go to do that?"
Thanks
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Old 02-28-2018, 01:09 PM
 
1,343 posts, read 2,671,848 times
Reputation: 416
Quote:
Originally Posted by HokieFan View Post

I checked out their FB page. Another thing I don't trust - they have all positive reviews? Not one person is disatisfied? I don't believe it.
Thanks HokieFan,

I saw this as well on their page and it was a bit odd no bad reviews.
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Old 02-28-2018, 01:11 PM
 
1,343 posts, read 2,671,848 times
Reputation: 416
Quote:
Originally Posted by Robert20170 View Post
So, large down payment and a 9 month loan that you're paying three months each month on?
$4k down, and $600 per month for the next 3 months and done. car belongs to me after that.
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