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Mudge -- I am not trying to discredit what you have said, but my personal experience was different. I had the good fortune to work in engineering management at a foreign company's US R&D lab. Even though I was older, the thought of retirement never crossed my mind. I especially enjoyed my colleagues and (believe it or not) my higher-ups. OTOH, I had the bloody misfortune to work a while for a "Fortune-10" company associated with the color blue, and was appalled by the dirtbag way they treated just about everyone they got their hands on except the CEO and the HR VP. Couldn't wait to get out, and thought about retirement every day. Yuck! I also taught at a major university for a while, and worked for some smaller companies, which were mixed bags. Bottom line for me -- there is such a thing as a good job (maybe they're not easy to find), and I would un-retire to go back to one if I could. But retirement has been a steady "pretty good" -- no complaints except for occasional boredom.
Don't feel discredited at all. Everyone's experience and druthers are different. I loved my job during most of it, working in politics and legislation with a primary policy area of forensic mental health issues. I analyzed bills, wrote statutes, testified before the Legislature on many occasions and found it challenging and rewarding. Unfortunately, our team began dissolving and then they promoted me to a higher level of management and the joy quickly disappeared. It just wasn't fun anymore and my last year was less than satisfying so I crunched the numbers and retired. One of the best decisions of my life.
Yep. I'm still a few years' shy of qualifying for Medi-Care, otherwise I'd seriously considering retiring right now.
I'm honestly not sure how important a consideration Medicare is anymore since most doctors won't accept it anyway. Hopefully Obamacare will mutate into something useful over time.
I'm honestly not sure how important a consideration Medicare is anymore since most doctors won't accept it anyway. Hopefully Obamacare will mutate into something useful over time.
Regretably very true. We can only hope that legislative surgery will improve it in time. Health insurance is the huge green horse fly in the ointment of my retirement plans.
Regretably very true. We can only hope that legislative surgery will improve it in time. Health insurance is the huge green horse fly in the ointment of my retirement plans.
insanity= doing the same thing over and over and expecting a different result.
I Say we throw ALL the scum out, "D" and "R" and do something new...
DO IT! DO IT NOW! A year before I could retire it's all I thought about, I even had a retirement countdown clock. Drove my co-workers crazy looking at that.
DO IT! DO IT NOW! A year before I could retire it's all I thought about, I even had a retirement countdown clock. Drove my co-workers crazy looking at that.
LOL, so did a guy in my office. He retired a few months ago. He was using that countdown website and could always tell you exactly how many days he had left.
I'm the opposite. I can't figure out what I would do with myself if I retired. I would get bored doing nothing, or nothing that contributes to the upkeep of society and good of my fellow human being. Just fishing or golf or traveling would get pretty boring fast. I get bored with this stuff now, so I sure don't want it full time. I'm planning some job, probably part time, that's not too demanding to make some income for quite a while. Haven't got it quite figured out yet, but I will once I get there.
You could go into an 'extreme savings' mode - you can find info on this on the net...then maybe you could quit earlier. You can only do so much of that, I've found. I'm ok so long as I get a couple of nice trips per year and a few splurges which include going to a really nice restaurant.
What I did was max 401K and Roth plus buy rental properties on 5 to 7 year notes. Killer, but now I'm done and can quit when I'm ready. I am in the 'a couple more years' mode to build up for extras but that appears to be a trap according to people on early retirement blogs...
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