Health Insurance at $650.00 per month & rising (Rule: 2014, how much)

[DexterCat]

Originally Posted by SabresFanInSA

Ya think? I can name countless companies raking billions in profits every year that still charge their employees for health insurance.

thats their right. if you feel that strongly about it, open up your own business and offer healthcare to your employees?

most companies that i have a business relationship with are either cutting back on healthcare for their employees or just arent accepting any new members due to that nightmare called Obamacare.

if you want to blame someone, blame our failed president for the rising cost of healthcare. he had a chance for some real reform but CAVED like hes known for nowadays.

/fully supports competition in the insurance market. this 'i only accept so and so insurance' crap needs to go!

[cinnamon_toast]

Originally Posted by SabresFanInSA

Ya think? I can name countless companies raking billions in profits every year that still charge their employees for health insurance.

My husband is on management track and works for a Fortune 15 company IN THE MEDICAL FIELD and our monthly health insurance premium is outrageous.

[xsa210tx]

I have you all beat. I pay $16.00 a month with Carelink :P

[DexterCat]

Originally Posted by xsa210tx

I have you all beat. I pay $16.00 a month with Carelink :P

carelink is a really good program for those in need of medical attention but whos jobs dont offer it, or do offer it but at an outrageous price.

still, i pay 15$ copay, almost nothing for meds (i dont remember if carelink covers meds or not... there is always wal marts drug program though if it doesnt), 100$ for ER visits. thats pretty much it. couldnt be happier with the coverage i have.

[SabresFanInSA]

Originally Posted by DexterCat

thats their right. if you feel that strongly about it, open up your own business and offer healthcare to your employees?

most companies that i have a business relationship with are either cutting back on healthcare for their employees or just arent accepting any new members due to that nightmare called Obamacare.

if you want to blame someone, blame our failed president for the rising cost of healthcare. he had a chance for some real reform but CAVED like hes known for nowadays.

/fully supports competition in the insurance market. this 'i only accept so and so insurance' crap needs to go!

I dont "feel strongly" about anything. I was simply pointing out that low health insurance costs have nothing to do with education or staying at a job for a long time since your original post mentioned both things.

[DexterCat]

Originally Posted by SabresFanInSA

I dont "feel strongly" about anything. I was simply pointing out that low health insurance costs have nothing to do with education or staying at a job for a long time since your original post mentioned both things.

education allows you to accept jobs that have a higher pay rate and offer incentives, like insurance.

staying on with a company for an extended period of time builds character, loyalty and reputation with that company, more reasons for them to offer you healthcare. some companies wont even consider letting you access their benefits until your probationary period is up. sometimes, this can be a year or longer.

from my personal experience, i know that companies are very hesitant, if at all, to allow an uneducated, inexperienced person access to a job at said company with benefits.

having a good education and sticking with a company for an extended period of time does in fact have a great deal to do with why a company would/would not offer you insurance... or a job for that matter.

[SabresFanInSA]

Originally Posted by DexterCat

education allows you to accept jobs that have a higher pay rate and offer incentives, like insurance.

staying on with a company for an extended period of time builds character, loyalty and reputation with that company, more reasons for them to offer you healthcare. some companies wont even consider letting you access their benefits until your probationary period is up. sometimes, this can be a year or longer.

from my personal experience, i know that companies are very hesitant, if at all, to allow an uneducated, inexperienced person access to a job at said company with benefits.

having a good education and sticking with a company for an extended period of time does in fact have a great deal to do with why a company would/would not offer you insurance... or a job for that matter.

I am going to agree to disagree and leave it at that.

[doss1]

Originally Posted by DexterCat

carelink is a really good program for those in need of medical attention but whos jobs dont offer it, or do offer it but at an outrageous price.

still, i pay 15$ copay, almost nothing for meds (i dont remember if carelink covers meds or not... there is always wal marts drug program though if it doesnt), 100$ for ER visits. thats pretty much it. couldnt be happier with the coverage i have.

Interesting. What and who do you work for?

[xsa210tx]

Originally Posted by DexterCat

education allows you to accept jobs that have a higher pay rate and offer incentives, like insurance. [...] Having a good education and sticking with a company for an extended period of time does in fact have a great deal to do with why a company would/would not offer you insurance... or a job for that matter.

Ugh I just wrote a whole bunch of stuff then just accidently deleted it and plus I have to go to HEB and can't write all this again.

I'll just say this: we're in recession. Times are different now. 15 million Americans are out of work...that's more competition for everyone. Good jobs are harder to find. While I agree with your point of view, it's not very realistic to say that just because you have a good education that your life will effervescent. Nope. I wish. In this economic situation, it's not so rosy.

Maybe later I'll write more. HEB is calling.

[huckster]

That is not too bad a price for top shelf health insurance, does it include dental, prescription etc?
The so-called Cadillac ins. Health plans are much higher.These high prices are a rip-off and I too have watched my premiums escalate like crazy. The pharmaceutical companies are reaping billions of dollars of profits each and every year as are the big insurance companies.It is like inflation run amuck.
Our deductibles are now 20% of hospital stays and any procedures, plus now
a co-pay too has been thrown in. Until last year , for thirty years- everything was covered 100%. Only dental, prescription and office visits had a $5.00 co-pay.
I would bet these premiums will rise even faster now that the denial of med. coverage for pre-existing conditions is illegal and will not work for the profiteers in the Med. ins. business.
After figuring expenses of insurance for cars, house, and health, it is amazing how deeply corporations can reach into one's pocket. Insurance is like another tax . Where will it all stop ?
One needs to make a pretty good living nowadays just to keep up
with these bills alone, and they aren't even medical bills.

Originally Posted by CaTe0508

Any recommendations for health insurance for self-employed?

Current Health Insurance: Monthly Premium steadily increasing by 10 per-cent every six months.
In September, monthly premium will be over $700.00 per month.

Thanks.