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I thought this would be nice to share, without someone digging through the other threads. This was in my districts teachers contract.
Let me just say that If I opt out ofmy health insurance, I just dont have to pay the exhorbitant amount that comes along with it... In this case you get paid for not having health insurance!!!!
"4. Any teacher who declines either individual or family health insurance coverage for a
minimum of one year will receive, for each year declined, one-quarter (1 /4) of the savings to the District
up to a maximum of seven hundred and fifty dollars ($750.00) for the individual plan and fifteen
hundred dollars ($1,500.00) for the family plan, whichever is greater. An employee must participate in
the District’s family health insurance coverage for a minimum of twelve (12) months before that
employee is entitled to payment for opting out of family health insurance coverage. An employee must
have had family health insurance for one (1) year before he or she may waive it in order to become
eligible for $1,500 payment. This money will be paid in the first paycheck in October of the year
following the one in which the insurance was declined."
did you ever think that their salaries are already factoring in insurance payments, and if they opt-out of the program then they just get that money back?
I have had that option at quite a few airlines both union and non union throughout my career. Nothing unique to teachers. I've also had jobs that "cut your pay" if you went full time and recieved health benefits. Alot of contracting jobs also offer higher wages than the employees get due to not offering health benefits.
I know the current climate is looking for any reason to paint teachers as "greedy, lazy, overpaid, etc.", but this practice actually saves the school districts a lot of money. If teachers opt-out, and go under their spouses insurance, the district saves a lot of money by having to pay a lot less for benefits.
I know the current climate is looking for any reason to paint teachers as "greedy, lazy, overpaid, etc.", but this practice actually saves the school districts a lot of money. If teachers opt-out, and go under their spouses insurance, the district saves a lot of money by having to pay a lot less for benefits.
The districts can save more money by not giving teachers any cash back for not using the health insurance (like 99% of the workplaces in America) and by charging teachers MUCH MORE than they presently do if they put their spouse and families under the district health insurance. That would discourage use right there and discourage it a lot more than cash payments.
did you ever think that their salaries are already factoring in insurance payments, and if they opt-out of the program then they just get that money back?
Is that what is going on?
I've never heard of any salaries working that way. Does yours?
I have had that option at quite a few airlines both union and non union throughout my career. Nothing unique to teachers. I've also had jobs that "cut your pay" if you went full time and recieved health benefits. Alot of contracting jobs also offer higher wages than the employees get due to not offering health benefits.
You've had that option in the PRESENT DAY or back in the golden years of working for an airline?
The districts can save more money by not giving teachers any cash back for not using the health insurance (like 99% of the workplaces in America) and by charging teachers MUCH MORE than they presently do if they put their spouse and families under the district health insurance. That would discourage use right there and discourage it a lot more than cash payments.
That's another issue. Under the current system, this practice saves money.
That's another issue. Under the current system, this practice saves money.
You don't know IF or HOW MUCH money the practice saves, because you don't know SPECIFICALLY why each teacher who does not accept health insurance chooses to do so.
Perhaps their spouses' insurance offers better coverage and they would choose it whether or not they were offered this cash reward.
Actually, if you want to save money, changing the practice to what I suggested saves much more money and it can be quantified.
These are not consultants, and why in the hell would you ever factor in health insurance into the salary when your providing it as an extra.... If they didnt get health insurance at all, then I would understand that comment. Even so, this is a 1500.00 cash payment..health insurance costs much more than that.. Maybe they should have gotten a 15,000 payment for opting out.. thats more fair.. This is a bribe
And I guess what you mean by this saves the district money is by that offering cash reward for opting out they would not have to pay the premiums for this member, so that saves cash..... Its these dumb policies....
You know I get health insurance through my wifes workplace because I like the program better... I DID NOT RECEIVE a cash payout from my employer.... Am I saving them money.. YES
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