Originally Posted by mysticaltyger

That's ok. You're doing great for your income, which proves being in a good financial position can be done on a modest income in a relatively high cost area like yours. I believe you're under 30, right? I did something similar when I was your age until I was 35. But if I got to 50% it was just barely...and then I just had to upgrade housing. So you're still several years ahead of where I was. I think you started earlier without student loan debt (smart!).

I'll admit you probably