Most Boise Idaho first time home buyers focus only on “what is the rate”? When the most important question is “WHERE ARE MY BOISE HOME LOANS BEING PROCESSED?” The interest rate is very important, but where the mortgage loans are underwritten and funded is primary.
IF YOUR IDAHO FIRST TIME HOME BUYERS LOANS CAN’T BE CLOSED ON TIME OR CLOSED AT ALL, THE RATE MEANS NOTHING!
Guild Mortgage is located near...

Homeowners across the US are asking if they qualify for the Obama refinance campaign. The program is suppose to assist approx 4 million home owners with some type of re-structuring of their current mortgage situation.
What the campaign was basically design to do is assist homeowners with an refinance their existing mortgage. There would be no “cash out”. Just reducing the rate. Most people looking to refinance have rates in the 6.5 to 7.5% range. When the rates were approaching 4.5%,...

Is there is any correlation between the percent of people who are late on their mortgage payments and the amount of calories consumed?
When a homeowner has problems making their mortgage payment at the end of a month, how short are they? Do they not have any money for the payment? Or is the struggling homeowner coming up just a few hundred short. With a mortgage payment of $1000, for example, that might only be $100-300.
If every month a consumer’s budget keeps coming up short, it...

Monthly private mortgage insurance really stinks! Or does it? If you are a highly qualified home buyer, you may be able to take advantage of private mortgage insurance. That ability will save you an additional 10 to15% less for the down payment, of the normally required 20%.
With the end of purchase money seconds, 80-10-10 and 80-20, the private mortgage insurance companies are now “calling the shots”. If a home buyer is putting less than 20% down on a conventional loan, they must have...