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There were over 1800 car manufacturers in the US from 1894-1930 so this could actually be a one off using components from other cars such as the wheels.
This is, IMHO, the best answer you will get. If you could get the original negative, and get more detail on the hubcaps, you might do better. There is no radiator ornament. The wheel's are wood spoked. Date is more likely 1910 than 1920. I don't think it is a "homemade" or "DIY" cobbling - although primitive by our standards, it looks like pretty finished coachbuilding to me. I think the open roadster type cockpit is a clue that this is an earlier auto, not '20 or later.
By 1920, you were seeing more steel spoked wheels, although there were still some wooden wheels around. I don't think you would be able to tell by the driver's side - as that wasn't standardized in those early days. This is quite possibly one of those early monster engines with pistons the size of barrels, and displacement that makes your monster truck look anemic. Looks like leaf springs on the rear, and no brakes on the front.
And I'm not sure but that I'm reading something into it - but it looks to me like all the guys think it's a fine joke having the woman at the wheel. Indeed, a car from the 1910's would have been a beast to manage, requiring considerable strength. By 1925, I think women drivers were more commonplace.
Nice lines on that car. I'd have to believe it was fairly expensive in its day. No guess as to what it is, unfortunately. I have been looking through the net -- nothing close.
The two photos are not identical, but they are close. And the curves of both the front and rear fenders are identical. So I agree that it must be a Stutz.
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