Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
A drunk driver heading towards you crosses the double yellow line and hits you head on.
You better have an air bag.
Or you swerve out of the way. Dudes doing 60 a airbag isn’t gonna do crap. First thing I put on my cars are Ranchhand bumpers. The other thing I do....stay completely aware of who the f is around me. In front or behind me.
Quote:
Originally Posted by 2011KTM530
I could afford to pay cash for a $60,000 truck if I wanted to. Instead, I’ve opted to pay a $1000 for a 1983 Ford F-150 4x4 with a 300 engine and a 4 speed manual transmission. I’ll fix it myself. No computer, not smog emissions, simple truck. All I need are my hand tools in the barn to keep it running.
Not if you have crap for credit. A buddy of mine got a loan at 19%. They couldn’t qualify him they wanted him to come back and resign for a HIGHER rate. I told him walk in hand the keys back walk out
Seen similar... but the kicker was they had already wholesaled out the trade in... he bought the car Friday afternoon and Monday night Dealer calls and says he needs to come in... he comes in Tuesday and they want to change financing... he says forget it... here is your truck and give me back mine... well it was too late... the Deal Stood...
Seen similar... but the kicker was they had already wholesaled out the trade in... he bought the car Friday afternoon and Monday night Dealer calls and says he needs to come in... he comes in Tuesday and they want to change financing... he says forget it... here is your truck and give me back mine... well it was too late... the Deal Stood...
There is huge profit in those sub prime car loans. The worst are the buy here/pay here lots where the cars have GPS locators and ignition disablers. They buy trash auction cars, clean them up, and sell them at big markup and enormous interest rates. If the buyer defaults, the car gets towed away, cleaned up, and sold to the next sucker. It’s really expensive to be poor with lousy credit.
There is huge profit in those sub prime car loans. The worst are the buy here/pay here lots where the cars have GPS locators and ignition disablers. They buy trash auction cars, clean them up, and sell them at big markup and enormous interest rates. If the buyer defaults, the car gets towed away, cleaned up, and sold to the next sucker. It’s really expensive to be poor with lousy credit.
My friend just bought a 2016 Rav4 from a Toyota dealer at 21%. After showing him what that meant, he used savings he didn't want to touch, and paid it off. He's putting the equivalent of a car payment back into savings every month instead now. Actually, that's pretty similar to what Dave teaches, except for not borrowing in the first place.
Or you swerve out of the way. Dudes doing 60 a airbag isn’t gonna do crap. First thing I put on my cars are Ranchhand bumpers. The other thing I do....stay completely aware of who the f is around me. In front or behind me.
Seen similar... but the kicker was they had already wholesaled out the trade in... he bought the car Friday afternoon and Monday night Dealer calls and says he needs to come in... he comes in Tuesday and they want to change financing... he says forget it... here is your truck and give me back mine... well it was too late... the Deal Stood...
He lucked out and his truck was still at the trade in lot. So he was able to drive away in his old truck. They couldn’t finalize the deal he made with them he doesn’t have to keep the deal. Dealer wasn’t happy. But tough tamales.......on them.
Quote:
Originally Posted by dkf747
Easy to say, not always easy to do.
You’re right it may not be easy or possible. But at 60 mph airbags aren’t gonna save you. You’re gonna be effed up eating chicken through a crazy straw for 6 months. IF you survive.
When i go to work in the morning i leave early and I keep a good 3 second distance (3-4 car lengths between me and the guy in front, scan mirrors, watch who and what’s around me. Guy with a flat bed and cargo....is that stuff strapped down or flopping around. Which A-hole is driving like .....well.....an Ahole? Let him go by, you don’t need to “teach him a lesson”. I may not be able to completely avoid some drunk tard on a head o collision but I’m gonna do anything I can to ease the impact or try to avoid it altogether.
The best thing to do is pay attention to the road. Even I it’s a head on you can usually see it coming. The biggest issue is people tend to want to brake rather than swerve.
Last edited by Electrician4you; 12-14-2019 at 08:14 AM..
There is huge profit in those sub prime car loans. The worst are the buy here/pay here lots where the cars have GPS locators and ignition disablers. They buy trash auction cars, clean them up, and sell them at big markup and enormous interest rates. If the buyer defaults, the car gets towed away, cleaned up, and sold to the next sucker. It’s really expensive to be poor with lousy credit.
Auto row had several We Tote the Note operations... for some it was that or walk.
Also, depending on how interest is calculated paying off the loan early might now save as much as thought because the way it is structured... in other words they are not simple interest.
Owned one new car in my life and it was a unique situation working in Germany at the time.
In High School I bought an $800 car and drove it daily for 20 years... an old Plymouth Valiant with over 100k miles at the time.
This car has saved me tens of thousands of dollars over the years... not just cost, but maintenance, insurance and it has appreciated... I turned down $3000 for it a few months back...
Cars are plentiful and finance plans sure make it easy to make yourself a payment slave.
Some of the nicest new cars in employee parking lot are owned by those in their 20's starting their career... 50K plus vehicles owned by people just starting out...
Seen it happen so many times... people upside down on their vehicles.
While my friends were all buying nice cars and trucks I bought my first house at 22... it was scheduled for a condemnation hearing... all 600 square feet of 1910 cottage on a postage stamp 25x100 city lot in East Oakland CA...
On occasion I have heard the Ramsey program while driving... have to say I have practiced much of what he preaches and it has served me well...
The home is a topic I could go on and on about and I still have it to this day... suffice it to say when the family first saw if they were in shock… my Step Grandfather said I was young and had time to recover... it was the best financial decision of my life... by the time I was 24 I had nice renovated home and no mortgage here in the SF Bay Area...
Growing up around the car business as a kid... it was eye opening how many just want what they want and willing mortgage their future on a mostly depreciating item...
I have never sold a car for less than I had in it or financed a vehicle... the new BMW bought back in Germany at substantial discount would be the first so I have to keep it forever... which is OK too.
Did you get a lot of dates in that Valiant?
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
