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If you don’t have actual experience with healthcare in those states, I’d caution on commenting and referring to them as “frail”. As I mentioned earlier in the thread, many of the states people are ragging on are well ahead of CT here, so I don’t understand the reasoning for the post saying taxes aren’t everything. I now live in a low tax state outside a major city and the access I have to amazing doctors and specialists is something I’ve never experienced before.
Anyway, it’s a good ranking for the state, certainly - but these rankings are usually bogus on both sides of the coin (positive and negative).
" I now live in a low tax state outside a major city and the access I have to amazing doctors and specialists is something I’ve never experienced before. "
I know that. The DC area has some of the best hospitals being Bethesda and the National Institutes of Health. And do you know why you have that access. You live in the very expensive area of Washington DC in NORTHERN VA. Do you know what....that is one of the places I would contemplate going but it is very expensive.
The Washington DC area is #19 on the list right after #18 Stamford/Norwalk/Bridgeport.
Let's compare. BTW, I sure can't afford an average house in Alexandria in retirement. That is even higher than Trumbull Fairfield County. You must have wealth to live there in retirement. The parts of VA and MA I could afford I would not have access to the high quality healthcare I need.
Alexandria*VA near DC
Median Home: $578,500 (the house can not exceed $430,000 to get senior tax relief but I think that is a good thing.) https://www.alexandriava.gov/finance...t.aspx?id=2886
Taxes on Median Home: $5,387
VA state taxes:2% to 5.75% (not sure of senior exemption)
Trumbull Fairfield County CT
Median Home: $402,112
Taxes on Median Home: $9,119 (depending on a seniors income the tax amount could get down to about $6000...Trumbull has great senior tax relief....but the taxes are very high in my town)
CT state taxes: 3% to 6.99% (over 65 exempt from taxes if less than single $75,000 and couple $100,000)
Branford (New Haven is on the list at #78 and where I hope to retire. I still have access to Metro North to get into NYC to see my docs and Yale has great healthcare. I had one of my 5 operations for Crohn's there.)
Median Home: $290,994
Taxes on Median Home: $5523 (They have senior tax relief too so it will be lower.)
CT state taxes: 3% to 6.99% (over 65 exempt from taxes if less than single $75,000 and couple $100,000)
Branford is pretty modest for retirement with access to great healthcare which I need. It is lot less expensive than your area for retirement, about 1/2 the price for a house.
*I am pretty sure you said you moved to Alexandria. My husband was born in Richmond so I have been to the DC area many times and norther VA is awesome as is the part of MA that is close to DC.
I got the tax amounts on Trulia on an average priced home.
I now live in a low tax state outside a major city and the access I have to amazing doctors and specialists is something I’ve never experienced before.
You lived in Fairfield County and you did not have access to great healthcare? How is that? I live in Fairfield County and I am a train/car ride away from the greatest hospitals and doctors in the country? And Yale is very good too.
Where did you live in CT? Lets compare your hospitals in Alexandria to FFC and NYC.
" I now live in a low tax state outside a major city and the access I have to amazing doctors and specialists is something I’ve never experienced before. "
I know that. The DC area has some of the best hospitals being Bethesda and the National Institutes of Health. And do you know why you have that access. You live in the very expensive area of Washington DC in NORTHERN VA. Do you know what....that is one of the places I would contemplate going but it is very expensive.
The Washington DC area is #19 on the list right after #18 Stamford/Norwalk/Bridgeport.
Let's compare. BTW, I sure can't afford an average house in Alexandria in retirement. That is even higher than Trumbull Fairfield County. You must have wealth to live there in retirement. The parts of VA and MA I could afford I would not have access to the high quality healthcare I need.
Alexandria*VA near DC
Median Home: $578,500 (the house can not exceed $430,000 to get senior tax relief but I think that is a good thing.) https://www.alexandriava.gov/finance...t.aspx?id=2886
Taxes on Median Home: $5,387
VA state taxes:2% to 5.75% (not sure of senior exemption)
Trumbull Fairfield County CT
Median Home: $402,112
Taxes on Median Home: $9,119 (depending on a seniors income the tax amount could get down to about $6000...Trumbull has great senior tax relief....but the taxes are very high in my town)
CT state taxes: 3% to 6.99% (over 65 exempt from taxes if less than single $75,000 and couple $100,000)
Branford (New Haven is on the list at #78 and where I hope to retire. I still have access to Metro North to get into NYC to see my docs and Yale has great healthcare. I had one of my 5 operations for Crohn's there.)
Median Home: $290,994
Taxes on Median Home: $5523 (They have senior tax relief too so it will be lower.)
CT state taxes: 3% to 6.99% (over 65 exempt from taxes if less than single $75,000 and couple $100,000)
Branford is pretty modest for retirement with access to great healthcare which I need. It is lot less expensive than your area for retirement, about 1/2 the price for a house.
*I am pretty sure you said you moved to Alexandria. My husband was born in Richmond so I have been to the DC area many times and norther VA is awesome as is the part of MA that is close to DC.
I got the tax amounts on Trulia on an average priced home.
You make very valid points. There are good reasons these communities are pricey and that is access to well paying jobs. You could live further out from DC but then you are further from the amenities too. That is why I like the Connecticut shoreline east of New Haven. It has access to things to do in New Haven yet has a nice somewhat quiet beach quality to them. New Haven has the top ranked Yale New Haven Hospital for high quality medical care which s very important as we age. I do admire your retirement plan and may follow something similar when our retirement comes. Will see. Jay
You make very valid points. There are good reasons these communities are pricey and that is access to well paying jobs. You could live further out from DC but then you are further from the amenities too. That is why I like the Connecticut shoreline east of New Haven. It has access to things to do in New Haven yet has a nice somewhat quiet beach quality to them. New Haven has the top ranked Yale New Haven Hospital for high quality medical care which s very important as we age. I do admire your retirement plan and may follow something similar when our retirement comes. Will see. Jay
My ace in the hole living in Branford is that I still have access to Mount Sinai Hospital in NYC via Metro North Railroad or a drive into the city if need be. If we are retired we can stay in Westchester over night and come home the next day.
CT is such a small state that just about the entire state can get into NYC if need be. Living in Fairfield County just about everyone I know gets a second opinion in NYC if they get a major illness, cancer etc. I bet that is why CT is ranked so high for Healthcare on a lot of these lists.
Whoever needed to be in Waveny must have been LOADED. My dad just passed away in July of this year and he was in a nursing home in Newtown. My mom and dad PAID DOWN until they got to the amount that my mom could keep as the spouse in CT. My brothers and I aren't complaining but rather grateful that the state of CT is letting my mom keep her condo and a small amount of $$ money.
Do you think that you are going to get that kind of deal down south where they have ultra low taxes?
On the flip side my aunt lived in FL and her husband (my uncle) got cancer. My aunt lost her condo because of the medical bills and had to come back to live with her sons in Milford.
Who was better off? My aunt who lived in FL or my mom in Monroe?
I would suggest before one moves down to a low tax state to find out what is going to happen if one spouse gets ill and needs to go into a nursing home.
Mom and Dad are doing just fine CT Artist, thanks for asking. They are healthy, they have never lived in New Canaan, and though I won't be inheriting anything worth a million dollars, that's just fine with me.
Do you still need bypass surgery for your three hearts?
Got the first quad bypass last Friday. Have a groupon deal to get another half off at a later date. Man the property taxes here are so low in SC I can get a bypass every year.
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