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I just paid 566 for the copay on an apico today! Jeez- how expensive could it be when my 20% is $566.00!! Apparently a huge portion of this expense is because of a "membrane" they use to cover the incision that wasn't covered by insurance at all. How can this be? did they expect me to walk out of there with a hole in my gum? I plan to address this with my insurance-when I'm feeling better tomorrow- but just wondered if anyone knew what's up with this "membrane" business.