Quote:
Originally Posted by runnercine
I have no dental insurance.
Dentist office printed out estimate for crown that listed gingivectomy. That's all I know. I do go for periodontal maintenance every 3 or 4 months (despite DECADES of daily flossing)...some thing particular to my gums maybe?
Thanks to all for input.
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Go to
Dental Plans | Affordable Dental Insurance Alternatives | 30+ Top Plans and search for a plan that your dentist accepts.
These plans are not 'insurance', but generally cost about $150/yr and pay out, normally, better than insurance.
And, technically, they don't 'pay out'.. A dentist who accepts one of the plans charges the rate that the plan sets for procedures. So, there's no going back and forth about an insurance company deciding not to pay and then you getting billed and all. It's negotiated rates.
A good rule of thumb is about $1000 for a crown. Just the crown, no root canal, etc. Most insurance covers crowns at 50%, so you're paying about $500.
An example... One of the plans that I looked up..
Single Crown - Porcelain on Noble Metal $1,162 $612 $550 47%
That's $1162 normal cost, cost with the plan is $612. Almost a 50% savings, which is what you'd get with insurance.. But the plan only costs $140/yr whereas dental insurance sometimes costs about $140 a MONTH (Ok, slight exaggeration, but..)
I used one of them while I was self-employed and didn't have dental insurance.