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Cash is something that I use for tipping (even when the bill itself is paid via credit card), "fun" purchases, for businesses that don't accept credit cards/give you a discount for using cash, etc. All other payments for goods and services go on the credit card to be paid in full at the end of the month, are auto deducted from a bank account, or are paid via personal or certified check. (Yes, I still write checks on a regular basis.)
As convenient as credit cards are, I have no desire to live in a cash-less society.
Last time I used cash was probably February, before the big P. Now all shopping is online. I've had the same $12 cash in my purse for the last seven months.
Often. Easier to limit spending, no concern over breaches, and it reintroduces some tiny modicum of privacy. In most cases it’s not practical, but I still make sure to always have 50-100 in my wallet.
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