Top 13 Money-saving tips:
1. Go to a barber's shop (clean/hygenic) instead of a hair-styling salon. The barber cuts twice the hair at half the price.
2. Fresh fruits and vegetables are always cheaper than pre-cut veggies and fruits.
3. If you are married, have ur baths together to reduce water consumption.
4. Car pool with your trusted friend/neighbor or use the old humble public transport.
5. Buy paper towels/tissue from the Dollar store, its 1/3 rd the price.
6. Reader's digest reported recently that 10% of what you buy at the grocery store simply gets tossed away. So, make a list of items that you REALLY need and finish the perishables first.
7. Buy a warmer blanket and adjust the heater to 70 def. F (or lesser) at night if you have no small children in ur house.
8. Call credit card companies and request them to lower your APR. Usually, they listen if you speak up. (However, this one cannot be guaranteed owing to the bad economy.)
9. Buy in larger quantities (e.g. a month's supply of paper towels) whenever possible.
10. Unless you are all into internet gaming, just buy the SLOWEST internet package available. For e.g. Time warner has one (700+ kbps) at just $19.99 per month. And my last bill said that they were upgrading me to 1.5 Mbps without any price increase.
11. No cable until the economy is stable! Netflix is superb. I watch the online Netflix movies even with my BASIC time warner internet (700+ kpbs).
12. Do interval training and burn all that fat. This way, you tend to be more active and tend to sit less on your couch with a bag of chips and soda. Give up chips/soda and all other junk food as these're primary causes of obesity/diabetes and a host of other "expensive" diseases. By staying healthy, you will also cut on your medical bills!
13. Be happy! Times change....
(Research shows that people who smile and laugh and remain joyful/positive/optimistic tend to eat less junk food and have no extra food cravings. In a bad economy, the sales of junk foods goes up dramatically, don't get into this trap!)
Quote:
Originally Posted by Hilville
This forum has some really creative people on it, so I would like to know how you all are finding ways to save money. We all know about coupons and eating at home. What are some new (or old) strategies you've implemented (or heard about)?
|