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Obamacare is imploding. Next year many doctors and insurance companies opting out and rates going through the roof.
Obamacare is the reason more people in this country have insurance than ever before. Millions of people have insurance who haven't had it in the past. It probably needs some modification, but I don't trust Trump to wipe it out completely and replace it with something else. Here's why: In the last debate, he said that the pre-existing condition issue can be handled by removing state boundary restrictions. How on earth is that going to cause insurance companies to insure sick, expensive people if they don't have to? He clearly doesn't understand the important considerations on this topic.
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Originally Posted by Taratova
Liberal judges will pass amnesty for millions of illegals.. watch out for the stampede into this country.
That's nothing but speculation. Illegal immigration has been on the decline for several years anyway.
Obamacare is the reason more people in this country have insurance than ever before. Millions of people have insurance who haven't had it in the past. It probably needs some modification, but I don't trust Trump to wipe it out completely and replace it with something else. Here's why: In the last debate, he said that the pre-existing condition issue can be handled by removing state boundary restrictions. How on earth is that going to cause insurance companies to insure sick, expensive people if they don't have to? He clearly doesn't understand the important considerations on this topic.
That's nothing but speculation. Illegal immigration has been on the decline for several years anyway.
Insurance for the sake of having insurance--even if it's "bad" insurance isn't an incentive to keep something in place. I don't believe anyone should be forced to buy insurance simply because they are alive--nor do I think that they should be penalized if they can't.
Perhaps I heard it wrong with Trump, but I believe he said that by eliminating the state boundary restrictions, insurance carriers within the State would no longer have a monopoly within that given state. In his mind, I believe, more options, equals more competition and therefore lower prices with better coverage.
His website specifically says this:
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Allow people to purchase insurance across state lines, in all 50 states, creating a dynamic market.
I guess in some Hill supporter's minds, unaffordable "bad coverage" is better than no coverage. I guess it depends on how this personally effects the person.
Perhaps I heard it wrong. But I believe he said that by eliminating the state boundary restrictions, insurance carriers within the State would no longer have a monopoly within that given state. In his mind, I believe, more options, equals more competition and therefore lower prices with better coverage.
That addresses the issue of cost (albeit to a very debatable degree). That doesn't address the issue of pre-existing conditions, which is what he was asked at the debate. No amount of competition will make many pre-existing conditions profitable. Pre-existing conditions are inherently bad for business. Insurance companies make money when their revenues exceed the cost of coverage for their insured. Pre-existing conditions are a certainty, and if the cost to cover those folks exceeds the premium charged, it's a guaranteed loss. Competition won't fix that.
That addresses the issue of cost (albeit to a very debatable degree). That doesn't address the issue of pre-existing conditions, which is what he was asked at the debate. No amount of competition will make many pre-existing conditions profitable. Pre-existing conditions are inherently bad for business. Insurance companies make money when their revenues exceed the cost of coverage for their insured. Pre-existing conditions are a certainty, and if the cost to cover those folks exceeds the premium charged, it's a guaranteed loss. Competition won't fix that.
The problem is--I think you're conflating the two issues when he never actually did that himself.
His reference to making cost affordable was in reference to lowering cost by eliminating State monopolies--not addressing pre existing conditions.
Like I said, in his mind, I believe he argues that the ACA is "unaffordable" and his free-market plan is.
Pre existing conditions has nothing to do with his point about health care and affordability.
I think you're getting self wrapped in an argument that he never actually made from the get.
I could be wrong, but that's how I took it during the debate.
I guess in some Hill supporter's minds, unaffordable "bad coverage" is better than no coverage. I guess it depends on how this personally effects the person.
It is. I have Crohn's Disease, which is quite expensive. Prior to Obamacare, I could not buy insurance at any price. Now, I can. The difference is indisputable.
The problem is--I think you're conflating the two issues when he never actually did that himself.
His reference to making cost affordable was in reference to lowering cost by eliminating State monopolies--not addressing pre existing conditions.
Pre existing conditions has nothing to do with his point about health care and affordability.
I think you're getting self wrapped in an argument that he never actually made from the get.
I could be wrong, but that's how I took it during the debate.
The question he was addressing in the debate specifically asked him about pre-existing conditions.
Cooper: --Mr. Trump, you’ve said you want to end Obamacare, you’ve also said you want to make coverage accessible for people with preexisting conditions. How do you force insurance companies to do that if you are not mandating that everyone has insurance?
Trump: You’re going to have plans.
Cooper: What does that mean?
Trump: Well, I’ll tell you what it means. You’re gonna have plans that are so good because we’re going to have so much competition in the insurance industry, once we break out the lines and allow the competition to come.
The question he was addressing in the debate specifically asked him about pre-existing conditions.
Cooper: --Mr. Trump, you’ve said you want to end Obamacare, you’ve also said you want to make coverage accessible for people with preexisting conditions. How do you force insurance companies to do that if you are not mandating that everyone has insurance?
Trump: You’re going to have plans.
Cooper: What does that mean?
Trump: Well, I’ll tell you what it means. You’re gonna have plans that are so good because we’re going to have so much competition in the insurance industry, once we break out the lines and allow the competition to come.
Notice, there is nothing about "pre existing conditions" in that sentence. He obviously bypassed the specifics of that question and introduced his overall plan as outlined in his website.
It is. I have Crohn's Disease, which is quite expensive. Prior to Obamacare, I could not buy insurance at any price. Now, I can. The difference is indisputable.
My aunt has it as well-- i'm very familiar with it.
and Yes, Obamacare has some good things about it--but I think the overall plan is simply bad.
I'd prefer we adopt a single piece of legislation for insurance providers to address the pre existing conditions issue, rather than absorbing the ACA which doesn't work for most or everyone. The data doesn't lie.
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