[beach43ofus]

Is it up to State government's to make housing more affordable?

I don't think so, but if there's something States can do to help out, that doesn't force others to pay for it, then fine.

Using under-utilized state lands for 99-year leases to build low income housing upon, is something I could go along with. There's no real out-of-pocket costs in doing that.

Now, if States are doing things that are directly driving housing costs upward, those would need to be examined.

[foodyum]

Originally Posted by beach43ofus

Is it up to State government's to make housing more affordable?

I don't think so, but if there's something States can do to help out, that doesn't force others to pay for it, then fine.

Using under-utilized state lands for 99-year leases to build low income housing upon, is something I could go along with. There's no real out-of-pocket costs in doing that.

Now, if States are doing things that are directly driving housing costs upward, those would need to be examined.

Yes, either the state or the municipality.
Either through changing laws, including state tax laws, to make it easier to incentivize private businesses or to work with a nonprofit housing agency to plan and build or to build it themselves with govt funds (state and municipal bonds).
Sometimes the municipal will make a deal with the developers to override housing codes in exchange for building more low and moderate income housing. Like building high density housing in a neighborhood zoned for low density, as an example.
Some federal grants are just for capacity building to get the community involved in making this happen and to come up with stakeholders and a plan.
Of course they can apply for federal grants which are available for difference stages of the project.
Who else should do it in your opinion?

There are nonprofits, including religious organizations who have been in this business of providing housing for over 100 years. They are not new to this and have a lot of expertise. But they need to partner with the government or it just won’t happen. Very often they look to renovate in an area that could use economic assistance and then they stay around, basically for a very long time, to make sure the neighborhood thrives. They look to partner with small businesses like day care centers for sustainability. Again, incentivizing these businesses with low or free rent.

There are so many different ways to do this, but you have to have the will because it takes a lot of time, energy and partnership.

The large federal program is section 8 housing, and is meant for low income and disabled. But still, you needs housing to use these vouchers. The housing can be public or private or a combo. I am not a fan of section 8, except for disability housing.

[foodyum]

Originally Posted by FloridaRetired2020

Hi foodyum:

I feel Florida is way past the crisis point with our EDUCATION SYSTEM.

Lol, the same funds that are making MILLIONAIRES out of folks when they win the LOTTERY should provide HOUSING for teachers.

But no, Florida rather IMPORT teachers/nurses/etc. from OTHER COUNTRIES. Over it!

That is a choice Florida’s makes for its a own.
As more families move into new communities and build new schools, I don’t see why no one thinks of putting some apartments on the same footprint to house teachers if it’s an unaffordable neighborhood. Certainly it would attract some great candidates.

[foodyum]

Originally Posted by beach43ofus

Is it up to State government's to make housing more affordable?

I don't think so, but if there's something States can do to help out, that doesn't force others to pay for it, then fine.

Using under-utilized state lands for 99-year leases to build low income housing upon, is something I could go along with. There's no real out-of-pocket costs in doing that.

Now, if States are doing things that are directly driving housing costs upward, those would need to be examined.

See if you don’t want to pay for it, it just won’t happen.
Even the capacity building- the planning and dedicating staff to plan and work it out, takes money. At that’s before the foundation is even poured or the architect draws up the plans.

Obviously I have experience in this field.

[FloridaRetired2020]

Originally Posted by beach43ofus

Is it up to State government's to make housing more affordable?

I don't think so, but if there's something States can do to help out, that doesn't force others to pay for it, then fine.

Using under-utilized state lands for 99-year leases to build low income housing upon, is something I could go along with. There's no real out-of-pocket costs in doing that.

Now, if States are doing things that are directly driving housing costs upward, those would need to be examined.

Hi Beach:

The issue I was addressing is affordable housing for I guess we could call them Middle Class = workers who are NOT low income or wealthy.

It seems like everywhere I look, it is some LOW INCOME apartment complex EITHER being torn down or built.

Then we wonder WHY so many homes are being FORECLOSED.

Yes, some folks rushed out and bought when they should NOT have.

Yes, some lost their jobs. A member mentioned Disney is laying off on another Florida Thread in this forum. When they do this, Florida is in trouble.

But that is a whole other issue (abandoned homes).

We still have FLORIDA WORKING POOR living in roach motels

I had read earlier this year about a Florida State Accountant doing this with her kids. Hope she did not lose her job with the State for talking to the media. Lol, and you know they did not give her a raise or help her find affordable housing. A lady who WORKED HARD ALL HER LIFE, rent went up on where she was renting = pay did not.

I am not into politics and feel it is time for ALL FLORIDA RESIDENTS to stop blaming whomever and solve this. So many kids from good backgrounds living in a CRAMPED roach motel room while TRYING to do well in school.

IF we get INVOLVED IN OUR FLORIDA COMMUNITY, CHANGE WILL TAKE PLACE.

You had mentioned educating in a previous comment and I agree 100%.

KNOWLEDGE IS POWER

Great response!

[foodyum]

Originally Posted by FloridaRetired2020

Hi Beach:

The issue I was addressing is affordable housing for I guess we could call them Middle Class = workers who are NOT low income or wealthy.

It seems like everywhere I look, it is some LOW INCOME apartment complex EITHER being torn down or built.

Then we wonder WHY so many homes are being FORECLOSED.

Yes, some folks rushed out and bought when they should NOT have.

Yes, some lost their jobs. A member mentioned Disney is laying off on another Florida Thread in this forum. When they do this, Florida is in trouble.

But that is a whole other issue (abandoned homes).

We still have FLORIDA WORKING POOR living in roach motels

I had read earlier this year about a Florida State Accountant doing this with her kids. Hope she did not lose her job with the State for talking to the media. Lol, and you know they did not give her a raise or help her find affordable housing. A lady who WORKED HARD ALL HER LIFE, rent went up on where she was renting = pay did not.

I am not into politics and feel it is time for ALL FLORIDA RESIDENTS to stop blaming whomever and solve this. So many kids from good backgrounds living in a CRAMPED roach motel room while TRYING to do well in school.

IF we get INVOLVED IN OUR FLORIDA COMMUNITY, CHANGE WILL TAKE PLACE.

You had mentioned educating in a previous comment and I agree 100%.

KNOWLEDGE IS POWER

Great response!

Municipalities can foreclosure on these homes, sell them to a nonprofit who works with a bank to offer financing to rehab and either rent out or sell to qualified middle income buyers. The municipality could offer a break on the property taxes. The bank rights off the mortgage and get other tax credits.
Where it goes south when it is sold to developers for market rate housing. Vulture type developers. The only one who profits is guess who, and the residents are left holding the bag.

[FloridaRetired2020]

Originally Posted by foodyum

That is a choice Florida’s makes for its a own.
As more families move into new communities and build new schools, I don’t see why no one thinks of putting some apartments on the same footprint to house teachers if it’s an unaffordable neighborhood. Certainly it would attract some great candidates.

Soon they will do this when they have to CLOSE schools and STOP building or renovating others. So glad my only child has her Masters and a great Florida job. Feel bad for our Florida Education Future.

Great response foodyum!

[FloridaRetired2020]

Originally Posted by foodyum

Municipalities can foreclosure on these homes, sell them to a nonprofit who works with a bank to offer financing to rehab and either rent out or sell to qualified middle income buyers. The municipality could offer a break on the property taxes. The bank rights off the mortgage and get other tax credits.
Where it goes south when it is sold to developers for market rate housing. Vulture type developers. The only one who profits is guess who, and the residents are left holding the bag.

In my opinion Florida needs to limit “investors” who buy property here only to sell at a higher price or raise the tenant’s rent.

But not holding my breath at my age 64 that this will happen before I die/lol.

GRATEFUL my only child owns her house and has a great paying job.

Great response foodyum!

[foodyum]

Originally Posted by FloridaRetired2020

Hi Beach:

The issue I was addressing is affordable housing for I guess we could call them Middle Class = workers who are NOT low income or wealthy.

It seems like everywhere I look, it is some LOW INCOME apartment complex EITHER being torn down or built.

Then we wonder WHY so many homes are being FORECLOSED.

Yes, some folks rushed out and bought when they should NOT have.

Yes, some lost their jobs. A member mentioned Disney is laying off on another Florida Thread in this forum. When they do this, Florida is in trouble.

But that is a whole other issue (abandoned homes).

We still have FLORIDA WORKING POOR living in roach motels

I had read earlier this year about a Florida State Accountant doing this with her kids. Hope she did not lose her job with the State for talking to the media. Lol, and you know they did not give her a raise or help her find affordable housing. A lady who WORKED HARD ALL HER LIFE, rent went up on where she was renting = pay did not.

I am not into politics and feel it is time for ALL FLORIDA RESIDENTS to stop blaming whomever and solve this. So many kids from good backgrounds living in a CRAMPED roach motel room while TRYING to do well in school.

IF we get INVOLVED IN OUR FLORIDA COMMUNITY, CHANGE WILL TAKE PLACE.

You had mentioned educating in a previous comment and I agree 100%.

KNOWLEDGE IS POWER

Great response!

Municipalities can foreclosure on these homes, sell them to a nonprofit who works with a bank to offer financing to rehab and either rent out or sell to qualified middle income buyers. The municipality could offer a break on the property taxes. The bank rights off the mortgage and get other tax credits.
Where it goes south when it is sold to developers for market rate housing. Vulture type developers. The only one me who profits is guess who, and the residents are left holding the bag.

[FloridaRetired2020]

Originally Posted by foodyum

Municipalities can foreclosure on these homes, sell them to a nonprofit who works with a bank to offer financing to rehab and either rent out or sell to qualified middle income buyers. The municipality could offer a break on the property taxes. The bank rights off the mortgage and get other tax credits.
Where it goes south when it is sold to developers for market rate housing. Vulture type developers. The only one me who profits is guess who, and the residents are left holding the bag.

In my opinion, Florida should limit Investors who buy houses and then sell for a high price or raise the tenant’s rent.

But not holding my breath at my age 64 that this will happen before I die/lol.

GRATEFUL my only child owns her house and has a great paying job.

Great response foodyum,