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For me it's just too expensive to move. We've looked at job relocations and the raise wouldn't come near to covering the increased COL of the new area. I bought in 2008 and have refinanced twice, so my mortgage, tax and insurance payment is still under $1,200 per month for a 1800SF house on a quarter acre lot. Unless I move to a few areas in the SE USA I won't find a mortgage that low, even with a $2-3 hundred K down payment. I don't want to live in the SE, so we're staying put, and putting our cash towards upgrades and expansion to our existing home. Then we can travel to more places more often.
For me it's just too expensive to move. We've looked at job relocations and the raise wouldn't come near to covering the increased COL of the new area. I bought in 2008 and have refinanced twice, so my mortgage, tax and insurance payment is still under $1,200 per month for a 1800SF house on a quarter acre lot. Unless I move to a few areas in the SE USA I won't find a mortgage that low, even with a $2-3 hundred K down payment. I don't want to live in the SE, so we're staying put, and putting our cash towards upgrades and expansion to our existing home. Then we can travel to more places more often.
It doesn't fit. Lack of effort is an hilarious assumption to make amongst a population of hundreds of millions of people. This thread is a joke.
I used that as an example, not a one size fits all. However if you cannot see that as at least a common trait, those are some pretty awesome blinders you've been wearing.
Huh? So people moving around means they are not "lazy"?
Covid aside just what is the OP trying to get to? There are lots and lots of reason why people don't just pick up and move, and laziness is not one of them.
For me it's just too expensive to move. We've looked at job relocations and the raise wouldn't come near to covering the increased COL of the new area. I bought in 2008 and have refinanced twice, so my mortgage, tax and insurance payment is still under $1,200 per month for a 1800SF house on a quarter acre lot. Unless I move to a few areas in the SE USA I won't find a mortgage that low, even with a $2-3 hundred K down payment. I don't want to live in the SE, so we're staying put, and putting our cash towards upgrades and expansion to our existing home. Then we can travel to more places more often.
It truly doesn't make sense in your financial situation. My reference is toward the very sizable population who haven't bothered to explore other options and instead maintain the hamster-wheel existence, while whining about their current situation.
I could argue that when things aren't perfect, it takes more work to stay put and make things work, and that moving somewhere with greener grass is the easier way out.
I won't argue that, because it's a wild guess at generalizing and I don't have any info to support it. But the does the OP have info for his opinion? My guess seems just as plausible.
And yeah, peak Covid isn't the timeframe I'd use as a reference point.
I almost spit out my drink reading that. Very well played!
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