Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > South Carolina > Greenville - Spartanburg area
 [Register]
Greenville - Spartanburg area Greenville - Spartanburg - Simpsonville - Greer - Easley - Taylors - Mauldin - Duncan
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 02-18-2010, 10:13 AM
 
Location: Fountain Inn
80 posts, read 227,413 times
Reputation: 35

Advertisements

This may be an off the wall question. I will be having a guy come to my house this weekend to get some firewood i posted on craigslist. Since all the rain and snow we have had my yard is still wet. If the person happens to slip or get hurt am I responsible for him? Should I have him sign a homemade paper saying if anything happens its on him? The area where the wood is at is very slippery. I know its a weird question but it got me thinking.
Reply With Quote Quick reply to this message

 
Old 02-18-2010, 11:02 AM
 
Location: Simpsonville
288 posts, read 950,595 times
Reputation: 155
As far as I know, you are responsible for guests on your property. That is something covered by your homeowners insurance. It's the reason you should always make sure contractors and the like are bonded and insured. A friend of mine tripped on an uneven sidewalk at my house and sprained her ankle. My homeowners insurance paid for her doctor bill. And my parents' insurance covered a guest that was bitten by their dog (and then cancelled their policy). You are smart to think about this. There are lawyers everywhere that specialize in just this sort of thing, I'm sorry to say. I don't know if a hand-done paper would hold up if somebody tried to sue you. Maybe somebody else will know.
Reply With Quote Quick reply to this message
 
Old 02-18-2010, 11:22 AM
 
156 posts, read 356,800 times
Reputation: 34
Yes you're responsible for any injuries that may occur. You should have liability coverage on your homeowner's policy for just this purpose. A hold harmless agreement will not hold up since he is considered an invited guest on your property. Hopefully there will be no problems.

On a related note, if this is something you do frequently, you may want to consider purchasing an umbrella policy which basically covers you for anything over and above your liability coverage in the even that you do get sued (things like dog bites, etc. are very popular suit worthy occurrences). An umbrella policy will provide you with more money to tap (as opposed to losing your home) once the liability coverage (typically $100-$300,000) runs out (which it would if there were a severe injury.

(I used to be a claims adjuster and also a licensed insurance agent in my past life)
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2022 data
Loading data...

123
Hide US histogram


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > South Carolina > Greenville - Spartanburg area
Similar Threads

All times are GMT -6. The time now is 04:07 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top