Is there a secondary insurance that covers high deductibles of an existing plan?

[krmb]

Originally Posted by Qwerty

Where did I say delay care, I suggested that the OP start contributing to an HSA.

I'm pretty sure I said to find a provider that is wiling to work out a payment arrangement...yep, just looked back and I said "I would find a doctor or facility that is more willing to work with you on the payments.

I guess that's what I'll do, then. I guess I'll start calling Monday.

An HSA is a good idea; do I go to a bank or an insurance company for that?

[bigbear99]

Originally Posted by Qwerty

Where did I say delay care, I suggested that the OP start contributing to an HSA.

I'm pretty sure I said to find a provider that is wiling to work out a payment arrangement...yep, just looked back and I said "I would find a doctor or facility that is more willing to work with you on the payments.

OK. Sorry. My bad...

[littlebebe]

Originally Posted by krmb

I guess that's what I'll do, then. I guess I'll start calling Monday.

An HSA is a good idea; do I go to a bank or an insurance company for that?

You have to enroll in a HSA plan that is qualified per IRS regulations and must be high deductible plan. Insurance companies or employers should tell you if your plan is an HSA qualified plan. You can ask your benefits person or call the insurance company.

I am sorry you do not have the money to pay your deductible. Unfortunately, with Obamacare and other plans the High Deductible plans are here to stay. You should be able to call a gastro dr. and find one that will let you pay a portion of your bill. When I went to my gastro dr. to have a procedure done they required me to pay 300.00 even though my deductible was 6500.00.

Check around and good luck.

[Qwerty]

Originally Posted by krmb

I guess that's what I'll do, then. I guess I'll start calling Monday.

An HSA is a good idea; do I go to a bank or an insurance company for that?

If you have an employer sponsored plan, they will have the application you need if your plan is eligible.