Any CALPERS Members on Medicare? (plan, hospital, doctor, supplement)
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Been retired from the State of CA for almost 3 years.
Will hit 65 in November and I am being bombarded with plans option via US Mail.
I believe Medicare will become my primary and my CALPERS insurance will become part B.
Is that correct?
Anything else I should be aware of?
TIA
My understanding is that your Calpers compares to Medigap G, not part B.
Part A is hospitals. Part B is doctors. You need to sign up for both. Some people add Medigap or Medicare Part G, which then covers the copays and charges above the Medicare limits.
What I have heard is that Calpers is like having Medicare G or Medigap (same thing).
Thanks, all! Lots of great info here. I turn 65 in December, so according to all the info above, I have a couple of months before CALPERS starts sending me info.
Or call a health insurance broker. You pay nothing; their salaries are paid by health insurance companies.
This is the last thing you want to do if you have insurance as part of your retirement plan. For example I receive 200/month from my employer provided that I only obtain my supplement from them. If I deviate even once I lose the benefit for life. It really pays to know your retiree benefits.
This is the last thing you want to do if you have insurance as part of your retirement plan. For example I receive 200/month from my employer provided that I only obtain my supplement from them. If I deviate even once I lose the benefit for life. It really pays to know your retiree benefits.
Honest and ethical agents will advise the prospect to look into the retiree coverage first. Not ALL employer retiree coverages are affordable
Good points.
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