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Old 08-30-2017, 02:38 AM
 
2,068 posts, read 4,337,250 times
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So our place is pretty built up but due to my parking spot being close to the fence and on the lower side of the parking lots slope, my car took in some water (one night only) Not much but the carpet was socked. And now there is mold or mildew... and it looks black!

I brought out all my cleaning supplies and did what I could but don't know if it was enough especial if it was black mold. I vacuumed out the water as best I could, removed the family of snails from the doors and underside and I'm hoping that tomorrow will bring sunshine so that I can open up the top and let mother nature do some evaporating.

At any rate I have comprehensive coverage so I'm wondering if I should file a claim. The car starts and I reacted and did remediation as fast as I could... before thinking of taking pictures. For flood claims is it the same cursory one over that they do for accidents or is it more indepth like will they check for mold or corrosion or electric problems or snails in the motor in which case it would make more sense to file a claim.

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Old 08-30-2017, 07:17 AM
 
15,438 posts, read 7,491,963 times
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Take the car to the dealer, assuming it's fairly new, or other mechanic, and get a quote. I did that in Allison, and my insurance paid $4000 of the $4500 total repair cost. The interior was removed and all the carpet and underlayment replaced. The seats were fine, so didn't need replacing, but they were mechanical, not electric. The transmission fluid and oil were changed, the starter and alternator replaced, and the computer was checked to make sure it was OK. This was a 1996 Jetta, so the electronics were not as pervasive as today.
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