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Nice in theory, but wouldn't the line be awfully long?
Let's say that we do have a choice. And let's say that such things as wealth do matter in the pre-birth world where we are all waiting to make our choice.
So Mr and Mrs Vanderbilt are pregnant. Doncha think it's going to be like a friggin' DOG-FIGHT for that spot? And how do we explain Paris Hilton (I consider her a brainless lightweight) as the winner in that free for all?.
Nice in theory, but wouldn't the line be awfully long?
Let's say that we do have a choice. And let's say that such things as wealth do matter in the pre-birth world where we are all waiting to make our choice.
So Mr and Mrs Vanderbilt are pregnant. Doncha think it's going to be like a friggin' DOG-FIGHT for that spot? And how do we explain Paris Hilton (I consider her a brainless lightweight) as the winner in that free for all?.
Paris obviously earned a lot of merit in previous lives. She's squandered a good bit of it in this one, however.
Looking back, is there something you would've done differently to increase your wealth now?
I would have saved more aggressively. I always wanted to but dh wanted to live better. Now that I'm 54 and facing unemployment for the second time in 7 years, I'm wishing I'd saved enough to retire early. It sucks being over 50 and looking for work.
Nice in theory, but wouldn't the line be awfully long?
Let's say that we do have a choice. And let's say that such things as wealth do matter in the pre-birth world where we are all waiting to make our choice.
So Mr and Mrs Vanderbilt are pregnant. Doncha think it's going to be like a friggin' DOG-FIGHT for that spot? And how do we explain Paris Hilton (I consider her a brainless lightweight) as the winner in that free for all?.
When my dd was little, she used to tell us about waiting to be born. According to her, you do pick your parents. Given the girl's attraction to the finer things in life, money must not matter in the pre-life, lol. She sure didn't pick the rich parents.
I"m kind of wishing I'd picked the rich parents too but I'm assuming there's a reason I didn't.
When my dd was little, she used to tell us about waiting to be born. According to her, you do pick your parents. Given the girl's attraction to the finer things in life, money must not matter in the pre-life, lol. She sure didn't pick the rich parents.
I"m kind of wishing I'd picked the rich parents too but I'm assuming there's a reason I didn't.
Many people believe that you do pick your parents. It is hard to find someone here in the USA who are willing to discuss the subject thoughtfully, though.
Regarding your comments about looking for work:
I feel your pain. (Sorry, Clinton) I know you worry and I know you look for work everywhere you can think of, so hang in there. You'll work it out.
I would have saved more aggressively. I always wanted to but dh wanted to live better. Now that I'm 54 and facing unemployment for the second time in 7 years, I'm wishing I'd saved enough to retire early. It sucks being over 50 and looking for work.
I see this scenario play out a lot with people in their 50s, except, unlike you, most are not willing to admit they should have saved more. (Kudos to you for admitting it ). I hope the under 50 crowd reads your post and avoids making the same mistake!
Younger people should not delude themselves into thinking they will work full time at good paying jobs into their 60s. That hasn't been happening for most people for quite a while.
I would have never gotten into debt in the first place. I did that years ago and spent years working on recovering. I had friends and co-workers that bought homes for under $200,000 and we could have done the same if we had refrained from buying cars, getting into debt, or pretending to be rich. One couple that I know did buy a new home back then. They had paid a bit more than $200,000 for a new home. They still live in that home after 20 years and knowing them I am thinking it is paid off by now. Although they have owned new cars, my friend still drives the same car he had in high school. It is a cool car though and looks nice to this day. Another thing that this couple did was get degrees in great fields. She is a Nurse and he is a Project Manager for a well known corportation. They maxed out their retirement accounts and set up accounts for their 4 kids, 2 of which have since finished college, one in college, and one heading for college.
You can never go back in time to what was. Still it is never to late to learn from the past and move forward. My wife and I are consumer debt free now. We do have a mortgage but at a low interest rate, under 4%. I also have student loan debt. My wife and I also have a retirement account at work. For us placing the minimum of 6% is a start for any couple. It is manageble and something that anyone can do. Our employer gives you 2% of your pay just for being there and .5% match up to 3%. Meaning that if we put in 6% it will mean and additional 3% or with the 2% a total of 11% going into our 403B account. Something else that we are doing is increasing it with our yearly raises. The maximim for this year that you can put into your account is I think $18,000 an employee. I have not maxed it out yet. I try to follow the S&P on my 403B. Seems to be doing the best of all our retirement accounts that they offer.
When I do max it out then I will invest in the market
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And how do we explain Paris Hilton (I consider her a brainless lightweight) as the winner in that free for all?
.
She sure didn't pick the rich parents. 
