1.5% portfolio fee for MFA IRA from Merrill Lynch (pension, company, interest)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I guess they are a cult since they all exhibit "excessive devotion" to the same investment strategy that will prove to be a disaster in the next year or so.
although i utilize some funds from vanguard i have never had much interest in being a boglehead.
i tend to stick with the methods that i have found work for me. i find their over emphisis of expenses and indexing to be the iceing on the cake once you can develope a strategy ,the discipline and the tax knowledge to go about things on your own and get the real foundation in place..
as an investor only interested in gains my entire life i found i paid far to little attention when structuring to the the tax implications of things later on.
so it was all well and good i developed a 7 figure portfolio but now i have to give way to much back in taxes through retirement.
that could have been avoided early on had i had a better education or knew smarter people skilled in that area early on.
although i utilize some funds from vanguard i have never had much interest in being a boglehead.
i tend to stick with the methods that i have found work for me. i find their over emphisis of expenses and indexing to be the iceing on the cake once you can develope a strategy ,the discipline and the tax knowledge to go about things on your own and get the real foundation in place..
as an investor only interested in gains my entire life i found i paid far to little attention when structuring to the the tax implications of things later on.
so it was all well and good i developed a 7 figure portfolio but now i have to give way to much back in taxes through retirement.
that could have been avoided early on had i had a better education or knew smarter people skilled in that area early on.
I agree with you about the taxes. We end up taking all the risks and the Gov't and accountants get the rewards. Even the social security is taxable. Anyways.........
We've been interested in getting advice on managing our retirement accounts. DH was offered a free three month trial service from Hewitt Aon. We received their recommendations and projections of increasing our retirement accounts by 10-20%, for a 7% fee. It took 45 minutes on the phone and four people to cancel this free trial. We did get an email acknowledging our cancellation.
We've been interested in getting advice on managing our retirement accounts. DH was offered a free three month trial service from Hewitt Aon. We received their recommendations and projections of increasing our retirement accounts by 10-20%, for a 7% fee. It took 45 minutes on the phone and four people to cancel this free trial. We did get an email acknowledging our cancellation.
I hope that is actually 0.70%/4 if you are paying quarterly
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
