Can you roll 100% of Roth 401(k) assets to Roth IRA (fund, 401k)

[UntilTheNDofTimE]

Hello,

My employer offers a 401(k) plan and a Roth 401(k) plan. I've never been interested in my company's 401(k) plan because of the limited investment options they offer. I instead have opted to fund a Roth/Traditional IRA on a year to year basis. The excess money I invest over the $5500 Roth/Traditional IRA limits I put into a taxable individual account. Should I consider putting this excess amount in my company's Roth 401(k) plan? I don't figure to work at my current employer more than 1-3 years. If I were to contribute $10,000 per year to my company's Roth 401(k) would I be able to roll 100% of it into my current Roth IRA upon leaving this employer? This would in effect be circumventing the maximum Roth IRA contribution limits.

Thanks in advance

[Petunia 100]

Yes, you can roll 100% of your Roth 401k into a Roth IRA.

Are you eligible for a match? If so, that will go into traditional 401k. You can roll that to your Roth IRA too, but it will be taxed.

[UntilTheNDofTimE]

Originally Posted by Petunia 100

Yes, you can roll 100% of your Roth 401k into a Roth IRA.

Are you eligible for a match? If so, that will go into traditional 401k. You can roll that to your Roth IRA too, but it will be taxed.

My company does not offer a 401(k) match, which is another reason I had little interest in contributing to the pre-tax 401(k) plan.

Thank you for your response. I think I will start to contribute my company's Roth 401(k) knowing I can convert 100% of the assets to my Roth IRA.