2016 401k YTD return - measly 3.5%!!

[mathjak107]

this year i used a lower stock allocation but with some of the money i would allocate to stock in high yield instead .

the high yield fund has had double digit returns while having a volatility level less than 1/2 the s&p 500

[bbnetworking]

Originally Posted by gcretro

I just checked my 401k YTD personal performance and disappointed to see a 3.5% return YTD!!

My 401k is with Charles Schwab. I think I have allocation or fund selection screwed up. Perhaps too much fragmented over the years?

Any specific advice? Where can I get more specific help that in my interest? (39 yr old)

MainStay Large Cap Growth I ---------------> 20% $57,265.29
Vanguard Institutional Index I ---------------> 8% $22,140.5
JHancock Disciplined Value Mid Cap I---------> 19% $54,849.5
American Funds Europacific Growth R6 -------> 2% $5,816.89
Hartford International Opp HLS IB -----------> 10% $28,044.31
AllianzGI Technology Institutional -----------> 18% $50,103.79
Vanguard Interm-Term Bond Index I --------> 0% $474.53
New York Life Anchor Account I ------------> 23% $66,710.60

Total 100% $285,405.57

Large Company ----> 28% - $79,405.86
Small/Mid Co. ------> 19% - $54,849.59
Intl/Global ---------> 12% - $33,861.20
Specialty ----------> 18% - $50,103.79
Bonds 0% ----------> 0% - $474.53
Capital Preservation--> 23% $66,710.60
Total 100% $285,405.57

thanks

Better than putting it in the bank, even CD 5 year is much lower than this.