Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Iowa
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 08-14-2007, 12:54 AM
 
43 posts, read 160,567 times
Reputation: 18

Advertisements

We are moving to the Pella/Oskaloosa area from out of state and were quite surprised to find out that Iowa does not have home inspections or home warranties when buying and selling real estate. We've been told this by realtors and a real estate attorney. What gives? How do we know a house isn't going to break down or become a money pit? Is there something you all do in leiu of these?
Reply With Quote Quick reply to this message

 
Old 08-14-2007, 10:57 AM
 
Location: Larkspur, CO
189 posts, read 799,730 times
Reputation: 81
A home warranty would be rare in any location unless it was a new construction. As far as an inspection goes, you should have that contingency as part of your offer. That's just common sense! If a seller doesn't want you to have an inspection, then you don't want that house.
Reply With Quote Quick reply to this message
 
Old 08-14-2007, 08:42 PM
 
2,652 posts, read 8,583,073 times
Reputation: 1915
Find another Realtor, and attorney. I'm from Iowa and know for a fact that information is false.
Reply With Quote Quick reply to this message
 
Old 08-22-2007, 08:49 AM
 
14 posts, read 34,535 times
Reputation: 11
I agree with Luke...... Get a new Realtor and Attorney quickly. I am a Realtor in Iowa and yes we do have home inspections and home warranties. I would recommend using HSA. low cost and keep their promises.
Reply With Quote Quick reply to this message
 
Old 08-25-2007, 08:43 AM
 
2,156 posts, read 11,153,738 times
Reputation: 800
I think home warranties are almost meaningless here in Indiana, especially with all the 'exclusions' and 'deductibles' written into them. If I am buying a home, I would rather accept the $500+ cash from the Seller rather than getting one of those so-called home warranties.
Reply With Quote Quick reply to this message
 
Old 08-25-2007, 03:41 PM
 
43 posts, read 160,567 times
Reputation: 18
Thank you. There are 2 attorneys telling us this so we will definately be asking about this again. Does anyone have a contact for HSA (what does that acronym stand for?)? We could only find certified home inspectors out of Des Moines, can't imagine how pricey that travel would be <smile>. We are working with real estate attorney's in lieu of a real estate agent as the property is for sale by owner. Where we are from inspections and warranties are the norm, one wouldn't think of buying a property without it - it just protects both sides you know?
Reply With Quote Quick reply to this message
 
Old 08-26-2007, 06:13 AM
 
80 posts, read 345,466 times
Reputation: 29
I lived in Iowa from 1987-2006 and I can tell you w/o a doubt that there are home inspection services and home warranty companies that work in the state. We owned 5 different homes during that time and had inspections done on 3 of them. We have used NPI but their website doesn't cover Oskaloosa. I googled though and found this outfit, Independent Home Inspection Services, (641) 673-3532. Make sure they are bonded, insured, qualified, all that. Good luck! I would also call NPI and ask them to recommend someone if possible.
Reply With Quote Quick reply to this message
 
Old 08-26-2007, 06:15 AM
 
80 posts, read 345,466 times
Reputation: 29
Regarding HSA, this is their website...

The Right Home Warranty--onlineHSA.com
Reply With Quote Quick reply to this message
 
Old 09-04-2007, 07:13 AM
 
Location: Pleasant Hill
1 posts, read 2,336 times
Reputation: 10
Wink Late reply

Just came across your post. There are many qualified inspectors in the area, and willing to travel to Pella or wherever in the state of Iowa. Try CSI Home Inspections 515-262-3813. As for home warranties, I agree with one of the other posters, they are a joke. So many exclusions your chances of using it are about as good as winning the lotto.
Reply With Quote Quick reply to this message
 
Old 09-04-2007, 10:36 PM
 
23 posts, read 115,374 times
Reputation: 18
We have purchased two homes in Iowa City in the past 15 years and in both cases, the lender wouldn't touch the deal without a house inspection first. It may not be required by law (??) but no bank will give you a loan on a house without some assurance that you're not buying a money pit. I am not familiar with home warranties but I believe a seller must disclose any existing problems.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Iowa

All times are GMT -6. The time now is 07:48 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top