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On Monday I was offered a job. I had questions about the culture and the benefits. I got verbal answers to those, but did not see the official benefits until yesterday morning. The health insurance cost and benefits were somewhat worse than I expected, but not a complete deal breaker. I also had this nagging concern about the culture and overtime expectations. But because of the 24 hour deadline, I agreed.
Then today I got a confirmation for a third job interview that fits much more with my career aspirations. So with the above variables in mind, I called up the company and told them I had to withdraw my acceptance. They sounded somewhat irritated but were generally gracious.
The part of me that wants to justify my actions is that they only gave me 24 hours to decide and I didn't see the official benefits data until yesterday.
The part of me that feels like an unethical scumbag is that I knew all along I wanted this other job more, but accepted anyway. Of course I don't even have the other job yet.
I shouldn't have accepted. I have messed up their hiring process, and I feel like I really screwed up by doing that. Plus I hate burning bridges.
Did you get the second job? Why did you give up the first one when you were not even hired for the second? Heallth insurance benefits at most jobs now STINK. They changed our health insurance at my husbands job to some kind of savings account thing where you put cash into it then have to meet a ridiculous deductible before it kicks in. So that part of finding work is pretty universally stinky. It would have been ok for you to keep the first job until you found out if you did get the second one..the one you really wanted. Now you are running the risk of having NO job. Bad move. In this job market gotta play it careful. I am not going to give you hell for how you handled this..just a case of being a little over zealous. I hope you do get the second job and if you want to do the right thing, write..physically WRITE...no email or facebook...a letter to the first company and thank them for the opportunity to meet with them and for them hiring you. Explain to them that the second job is more within your field of expertise and tell them you hope they can fill that position. DO NOT burn any bridges that is for sure. Good Luck!!
If the company called her up angry and offered such a short deadline along with the other "red flags", you made the right choice and went with your gut.
Did you get the second job? Why did you give up the first one when you were not even hired for the second? Heallth insurance benefits at most jobs now STINK. They changed our health insurance at my husbands job to some kind of savings account thing where you put cash into it then have to meet a ridiculous deductible before it kicks in. So that part of finding work is pretty universally stinky. It would have been ok for you to keep the first job until you found out if you did get the second one..the one you really wanted. Now you are running the risk of having NO job. Bad move. In this job market gotta play it careful. I am not going to give you hell for how you handled this..just a case of being a little over zealous. I hope you do get the second job and if you want to do the right thing, write..physically WRITE...no email or facebook...a letter to the first company and thank them for the opportunity to meet with them and for them hiring you. Explain to them that the second job is more within your field of expertise and tell them you hope they can fill that position. DO NOT burn any bridges that is for sure. Good Luck!!
Educate yourself on Health Insurance.
The plan you refer to is called a "Health Savings Account" and it can be a VERY powerful tool and good health plan for minimizing medical expenses and taking advantage of IRS Tax Benefits.
Unlike traditional PPO type plans a Qualified High Deductible Health Plan (2k deductible) generally doesn't have co-insurance, so your out of pocket max would be just the deductible. On traditional PPO plans with co-insurance, your out of pocket could hit 8,000 for major events.....
The Health Savings Account is your $$ and can be used for any qualified medical expenses and is all PRE TAX $$. It works like a 401K.
Did you get the second job? Why did you give up the first one when you were not even hired for the second? Heallth insurance benefits at most jobs now STINK. They changed our health insurance at my husbands job to some kind of savings account thing where you put cash into it then have to meet a ridiculous deductible before it kicks in. So that part of finding work is pretty universally stinky. It would have been ok for you to keep the first job until you found out if you did get the second one..the one you really wanted. Now you are running the risk of having NO job. Bad move. In this job market gotta play it careful. I am not going to give you hell for how you handled this..just a case of being a little over zealous. I hope you do get the second job and if you want to do the right thing, write..physically WRITE...no email or facebook...a letter to the first company and thank them for the opportunity to meet with them and for them hiring you. Explain to them that the second job is more within your field of expertise and tell them you hope they can fill that position. DO NOT burn any bridges that is for sure. Good Luck!!
I do currently have a job, so it's not like I'm left hanging with no options should this second fail (there is even a third job potentially in the wings ... they have invited me to fly down to meet with them after 2 phone interviews).
I think it would have been much more unethical to continue down the process with company #2 knowing that Company #1 was thinking I was going to start in less than 2 weeks.
As for the health insurance and other benefits ... there was no 401k matching. Not a deal breaker, but not great. They said on the phone there were 3 health plans to choose from but the guy did not have exact pricing.
When I did get to see the details on Wednesday:
-- Plan A was a PPO with a $5,000 deductible per family member for $370 a month.
-- Plan B was a PPO with a $2,500 deductible per family member for $650 a month.
-- Plan C was an HSA with a $2,750 deductible per family member for $550 a month.
Plus there was a 90-day waiting period before I would even be eligible, meaning COBRA expenses for three months.
I thought my current PPO plan with a $1,500 deductible per person for $500 a month wasn't really very good. Maybe I am wrong, and all the above plans are just what are standard today.
Something else about the offer that was bothersome was that I would actually have gone backward in salary about 10%, with the potential for a 15% bonus if I performed well. So yes, the upside was slightly higher, but the downside was lower. Again, I should have decided this before accepting, but after I did, it just didn't sit well with me.
"It could be a mistake. However ... I am still employed. And I couldn't get over some nagging doubts with the other company."
Pot, meet Kettle. or better, Practice what you Preach.
Obviously I'm missing something.
"The OP isn't currently unemployed".
To make it simpler: The OP is not currently unemployed.
Ergo: The OP is currently employed.
To further clarify: The OP is not currently unemployed because he is employed.
Read before you leap.
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