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My friend used to work at a university, and had to hire someone. He offered the job to this one guy he really liked and felt was the best applicant. Of course, it was all based on condition that the guy passed the background check. It turned out the guy had bad credit, and the university refused to allow the applicant to continue. My friend pleaded with the university to still be allowed to hire the guy, even with the guy's bad credit history, but to no avail, the university refused to budge. It had to do with that the position involved dealing with money, and with someone who had bad credit, the university didn't trust anyone with bad credit to deal with money. The university told my friend that if the position did not involve dealing with money then he would've been able to hire the guy, no matter what his credit was like. So, yeah, it can be rescinded.
It sounds like the university used a strawman argument of well applicant K has bad credit, they might steal from us. I bolded the most important word, might. Might means there's a possibility even if it is an outside one. We can all make decisions based on outside possibilities, doesn't mean they are smart ones. Case in point the lottery which is often called the stupidity tax by people who laugh at people who buy tickets or scratches $20+ a batch. The issue is the credit check does not mean someone is a great employee or will likely steal from you because the events that would cause employee theft typically happen AFTER the employee is hired. It's like using the Zola-rythm from Captain America: The Winter Solider (basically it said who would likely end up being a threat to a peaceful state) to determine who should be taken out by drones. Even criminal records aren't the best indicators because some could have been drunken mistakes in college the applicant grew up from.
Great example.
Another one is :
Employee is eyeballs deep with credit debt. Employee embezzles to make payments.
I have terrible credit and it's all 12 years old. I have timely paid all current obligations since.
No person or animal (e.g. wolf) is at my door. For 10 years I have worked without issue handling cash in convenience stores. How am I a theft or embezzlement risk?
There's a nonprofit that does a lot of job placement; they have a listing for Female Janitor. Is that protected by EEOC?
it may be if its a BFOQ (Bon fide occupational qualification......in this case maaaybee if the janitor was in a unit of female children who had been traumatized by males. But, highly unlikely) and employers have to get pretty firmly grounded reasons for discriminating based on an EEOC protected status but it is possible in some cases.
Example: Hooters is allowed to only hire women servers.....
Money issues can often affect people's work performance. Example: Employee's car gets repossessed. Employee can't get to work.
So can issues of going through a divorce, a very ill child, having to deal with an elderly parent who can no longer live on their own, etc.
It also depends on the individual. There are people who can come into work, do a great job, and you would never know there were any major issues they were facing. They find work to be a diversion from their problems.
I worked with a guy for a couple of years whose young son had terminal cancer, we found out after the child passed. You wouldn't have known he was carrying the weight of the world on his shoulders because he didn't bring it into the office.
I have terrible credit and it's all 12 years old. I have timely paid all current obligations since.
No person or animal (e.g. wolf) is at my door. For 10 years I have worked without issue handling cash in convenience stores. How am I a theft or embezzlement risk?
How do you have 12-year old terrible credit, if you've paid since then? 7 years of timely payments (10 for a bankruptcy) = completely clean credit. Student loans remain until you pay them.
Unless you simply haven't paid on student loans. But that, of course, would not be 'timely paid on all current obligations'.
No one said you were... this thread is not about you.
No, it's about the entire set of job applicants with poor credit. Thus this thread is a class action and I am a member of that class. hence it is by incorporation to an extent about me.
How do you have 12-year old terrible credit, if you've paid since then? 7 years of timely payments (10 for a bankruptcy) = completely clean credit. Student loans remain until you pay them.
Unless you simply haven't paid on student loans. But that, of course, would not be 'timely paid on all current obligations'.
These are all old accounts that were closed ff when I was in hospital for an extended stay with no income and unable to work. Two accounts became judgments and the other accounts get sold and re-sold to debt scavengers who re-age the accounts and keep them on my credit report.
I've been paying almost 15% of my current income toward student loans for over 10 years now, leaving me with a poverty-level income. Is that insufficient for you?
What's weird is that the student loans aren't even on my credit report.
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