Auto Insurance - getting sued past liability limit

[twingles]

Originally Posted by sirtiger

100k in medical bills is nothing. Some dummy once slipped on snow in front of my parent's house during a blizzard.....hospital bill was 60K...easily.

I'm not talking about medical bills. Your liability insurance doesn't have anything to do with medical bills in NY. NY is a "no fault" or "personal injury protection" state and liability cases aren't settled based on the amount of one's bills. You can break your arm and have a $5000 bill and your injury is worth $50K or you can have a soft tissue injury that you run up $50K in medical bills and it's worth $5000. Everyone in NY has a minimum $50K medical available to them thru their PIP coverage, and most people have more. And that's $50K per person in the car or a pedestrian hit by a car.

[ottobobby]

what do you do? when allstate keeps telling you they can't get a hold of the insurer? for liability, when the person hit my parked car, as well as came to my front door and told me. it's been 3 weeks, and a run around? what's the best solution anyone have any suggestions?

[markjames68]

Originally Posted by ottobobby

what do you do? when allstate keeps telling you they can't get a hold of the insurer? for liability, when the person hit my parked car, as well as came to my front door and told me. it's been 3 weeks, and a run around? what's the best solution anyone have any suggestions?

Did you take pictures? Have the license plate number? Obviously you can’t be at fault if you weren’t in the car and it was legally parked. I would escalate up the chain at Allstate.