Car insurance on LI (lease, how much, luxury) - Long Island - New York (NY) - City-Data Forum

Crookhaven · 02-22-2010, 09:02 AM

What do you pay per car for how much coverage.?

Age?

Accidents etc.

newtoli · 02-22-2010, 09:10 AM

1 luxury car, 1 honda: $225/mo. Collision on both.

No tickets, 3 accidents (none that were my fault).

I had NO accidents until I moved to LI, since then have had 3!

DawnSells · 02-22-2010, 09:27 AM

I have 2006 Toyota RAV4/standard model.
I have no tickets. One accident that was 100% the other drivers fault.
My car is a lease so I have what is required for a lease and I believe I payed a little extra to have more coverage incase another party is injured. I also pay a little extra for glass coverage.
I am 37 and I pay $98.71 per month with GEICO.

Gpsma · 02-22-2010, 09:30 AM

Brand new Honda Pilot...$850/ year w/Collision

54 years old

No tickets..no accidents in 20+ years.

hotkarl · 02-22-2010, 09:55 AM

Geico is awesome.
Only company I've ever used more than a year.
Probabally been with them 5 years now.

OhBeeHave · 02-22-2010, 10:11 AM

Jeep Wrangler, snow mobile trailer, $1400/year Allstate. I have a personal umbrella and have to keep my limits higher, thus the higher premium.
In my 40's, clean license, no accidents. (knocking on wood, no jinx)

I am starting to shop around as Allstate told me that they are not renewing my homeowners this year.

Anyone have any recommendations for homeowners ins?

Gpsma · 02-22-2010, 10:15 AM

My gf had Allstate and got dropped too. She moved all her insurance to State Farm and saved a bundle.

As far as I am concerned Allstate is not cheap. You can always beat them by shopping around.

OhBeeHave · 02-22-2010, 10:33 AM

Allstate was convenient, I guess that's all I can say about them. I'll look into State Farm...whoever I wind up with gets the PUP, auto, homeowners, and might wind up with my off road, boat, and bike insurance, too.

Jackie78 · 02-22-2010, 10:37 AM

Unfortunately our rates with Allstate just went up.....AGAIN!!
we have a Ford Fusion, Dodge Ram, and Hyundai Elantra (this car doesn't have collision on it ) and we pay just about $2,700 a year. Both in our thirties no accidents

Gpsma · 02-22-2010, 10:38 AM

Just for your info...when my gf called my State Farm agent he had to check if they were writing insurance in her area. State Farm seems to have dropped writing policies in certain areas. I would assume it is anywhere near a flood/huricane zone.