06-20-2008, 09:21 AM
Location: Eastport, Maine
312 posts, read
726,115 times
Reputation: 211
Hiya! I hope this is not too dumb a question, but my husband, Dan (Dano19606) and I are seriously wanting to move to Eastport and I had a couple of questions about the real estate taxes and wanted to make sure I had it right:
Our realtor told us that the real estate millage for Eastport was 0.01975. So, would this mean, then, that if we bought a house for $100,000, our real estate taxes would be $1975 for the year and, if so, would you just divide that figure into 12 to get the monthly real estate taxes of $164.58?
I am just trying to get a total figure in my mind of all the taxes we will have to pay regarding our new home in Eastport.
So, for example, if our mortgage is $500 a month and if I figure out the taxes correctly and they are $164.58, would our TOTAL MONTHLY FIGURE for our home be the $664.58? Or are there are any additional taxes and/or expenses we would have to worry about regarding the house?
I realize we will have heat and utilities, etc., but right now I'm just wondering if I have all the real estate taxes straight in my mind and the way to figure them or whether I'm not figuring it correctly.
Sorry for such a long and convoluted message....
Thank you in advance for your help!
...Sue
06-20-2008, 09:27 AM
8,767 posts, read
18,677,393 times
Reputation: 3525
Quote:
Originally Posted by
tapestry
Hiya! I hope this is not too dumb a question, but my husband, Dan (Dano19606) and I are seriously wanting to move to Eastport and I had a couple of questions about the real estate taxes and wanted to make sure I had it right:
Our realtor told us that the real estate millage for Eastport was 0.01975. So, would this mean, then, that if we bought a house for $100,000, our real estate taxes would be $1975 for the year and, if so, would you just divide that figure into 12 to get the monthly real estate taxes of $164.58?
I am just trying to get a total figure in my mind of all the taxes we will have to pay regarding our new home in Eastport.
So, for example, if our mortgage is $500 a month and if I figure out the taxes correctly and they are $164.58, would our TOTAL MONTHLY FIGURE for our home be the $664.58? Or are there are any additional taxes and/or expenses we would have to worry about regarding the house?
I realize we will have heat and utilities, etc., but right now I'm just wondering if I have all the real estate taxes straight in my mind and the way to figure them or whether I'm not figuring it correctly.
Sorry for such a long and convoluted message....
Thank you in advance for your help!
...Sue
Don't forget fire insurance. You have to have it if you carry a mortgage.
06-20-2008, 09:46 AM
Location: South Portland, Maine
2,356 posts, read
5,721,642 times
Reputation: 1537
Quote:
Originally Posted by
tapestry
Hiya! I hope this is not too dumb a question, but my husband, Dan (Dano19606) and I are seriously wanting to move to Eastport and I had a couple of questions about the real estate taxes and wanted to make sure I had it right:
Our realtor told us that the real estate millage for Eastport was 0.01975. So, would this mean, then, that if we bought a house for $100,000, our real estate taxes would be $1975 for the year and, if so, would you just divide that figure into 12 to get the monthly real estate taxes of $164.58?
I am just trying to get a total figure in my mind of all the taxes we will have to pay regarding our new home in Eastport.
So, for example, if our mortgage is $500 a month and if I figure out the taxes correctly and they are $164.58, would our TOTAL MONTHLY FIGURE for our home be the $664.58? Or are there are any additional taxes and/or expenses we would have to worry about regarding the house?
I realize we will have heat and utilities, etc., but right now I'm just wondering if I have all the real estate taxes straight in my mind and the way to figure them or whether I'm not figuring it correctly.
Sorry for such a long and convoluted message....
Thank you in advance for your help!
...Sue
As a rule of thumb yes.......but
Tax bills are devided into two payments (sept/march)........if you wanted to have "escrow" then yes...you would pay monthly on them into your mortgage account...along with extra money to cover the cost of insurance...and then when you get the bills you would send them to your mortgage company and they would pay them for you.
But keep in mind, the property tax is based on CITY VALUE...not what you pay for the property.
Though, if you pay a lot less for a property then the city has it valued for... you could argue for them to lower their valuation as City valuation is supposed to be an actual value.
I find they tend to run less then what properties are actually sold for. So assuming you bought a home for 100k your taxes might not be as high.
So when you look at a property....just check with the city to see what the taxes are...most listings through MLS will show that information.
On an different note........I was looking at property in Machias/Eastport area....I was suprised to see what people were asking for them
The prices didn't really seem any less then down here for a similair home
.
06-20-2008, 09:55 AM
Location: Eastport, Maine
312 posts, read
726,115 times
Reputation: 211
Quote:
Originally Posted by
Maineah
Don't forget fire insurance. You have to have it if you carry a mortgage.
yup, forgot to mention about home insurance....I realize that we'll have to pay that as well which would include fire, however, we're paying that now, anyway...
Was just wondering if there are any additional and/or hidden real estate taxes in Maine that we would have to worry about that we're not paying here in Pennsylvania...
Have heard conflicting stories -- some say Maine's real estate taxes are high and some say low -- so was just a little confused....
I *do* know that, comparatively speaking, Pennsylvania seems to be an expensive state to live in, so I'm hoping that we'll find Maine's taxes to be a bit lower....
Thank you!
...Sue
06-20-2008, 09:57 AM
Location: Big skies....woohoo
12,420 posts, read
3,233,037 times
Reputation: 2203
Quote:
Originally Posted by
flycessna
As a rule of thumb yes.......but
On an different note........I was looking at property in Machias/Eastport area....I was suprised to see what people were asking for them
The prices didn't really seem any less then down here for a similair home
.
Yes, it's strange. Lakefront property is way high....oceanfront property is less than the midcoast, but it seems that regular intown homes are more expensive (asking prices) than Rockport/Rockland. I can't figure it out, either.
06-20-2008, 10:12 AM
Location: Eastport, Maine
312 posts, read
726,115 times
Reputation: 211
Quote:
Originally Posted by
flycessna
As a rule of thumb yes.......but
Tax bills are devided into two payments (sept/march)........if you wanted to have "escrow" then yes...you would pay monthly on them into your mortgage account...along with extra money to cover the cost of insurance...and then when you get the bills you would send them to your mortgage company and they would pay them for you.
But keep in mind, the property tax is based on CITY VALUE...not what you pay for the property.
Though, if you pay a lot less for a property then the city has it valued for... you could argue for them to lower their valuation as City valuation is supposed to be an actual value.
I find they tend to run less then what properties are actually sold for. So assuming you bought a home for 100k your taxes might not be as high.
So when you look at a property....just check with the city to see what the taxes are...most listings through MLS will show that information.
On an different note........I was looking at property in Machias/Eastport area....I was suprised to see what people were asking for them
The prices didn't really seem any less then down here for a similair home
.
Thanks so much for the valuable information.....I had no idea about the city value possibly being different and, yes, I have seen them listed on the MLS and they always seem to be lower than what we figure based on the cost of the property....that's GREAT NEWS!!!
To clarify (and just to be sure I have it straight): Based on what you said, we should just look at the taxes on the MLS listing and not worry about what we figure based on the price of the property....if this isn't correct, please let me know...
When you said you were surprised that prices in Machias/Eastport weren't less than where you are -- where are you? I apologize if you've said before, but I haven't been on this board in a while up until a few days ago and probably forgot....
Thank you!
...Sue
06-20-2008, 10:19 AM
8,767 posts, read
18,677,393 times
Reputation: 3525
The house across the street from us is still listed at around $600,000. I bet they haven't shown it twice in two months.
06-20-2008, 11:44 AM
Location: WV
1,325 posts, read
2,974,083 times
Reputation: 1395
Property taxes, here in Eastport are billed in late August or early September and are due and payable in full as of November 1. As far as I know, you can't pay the taxes month by month, just pay the bill in full each fall. Perhaps someone else is more knowledgeable than I am but that's how it works with us.
06-20-2008, 11:56 AM
8,767 posts, read
18,677,393 times
Reputation: 3525
I wish property taxes were based on how many services you actually receive from the town. Police, fire, rescue we all benefit from that but why should someone pay to keep up a sewer system or water system they're not hooked up to? Or schools? If you don't have kids in school why should part of your taxes go to school upkeep? We have no trash pick up, and other than plowing the road in the winter we receive nothing but the fire, police and rescue which we have never used. Our kids are out of school and our taxes will be $4400.00 next year too! Thanks for nothing!
06-20-2008, 12:17 PM
Location: Eastport, Maine
312 posts, read
726,115 times
Reputation: 211
Quote:
Originally Posted by
corgis
Property taxes, here in Eastport are billed in late August or early September and are due and payable in full as of November 1. As far as I know, you can't pay the taxes month by month, just pay the bill in full each fall. Perhaps someone else is more knowledgeable than I am but that's how it works with us.
We have our real estate taxes escrowed into our mortgage now so that we don't have to worry about paying the real estate taxes separately and coming up with that money twice a year, and it's figured into our monthly mortgage payment....
We live in Pennsylvania, however, I believe you can do it that way anywhere in the country -- it just depends on the mortgage company you get and what type of mortage you have....some mortgage companies will escrow and some won't....
Hope to meet you, Corgis, and all the other nice folks that Dan (Dano19606) and I have met on here when we come up in 3 weeks!
P.S. May I ask why your name is Corgis? Just curious.....do you have Corgi dogs?
Thanks!
....Sue
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Most Common Occupations - Sales and related occupations (%)
Most Common Occupations - Office and administrative support occupations (%)
Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
Most Common Occupations - Transportation occupations (%)
Most Common Occupations - Material moving occupations (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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The prices didn't really seem any less then down here for a similair home
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