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don't buy houses, folks, unless you have LOTS of thousands of $ in the bank,. and 20% down to pay, instead, stick to old, rental single wide trailers, $200 a month type of stuff, in somebody's backyard or pasture, until you save-invest enough for the mortage-backup amounts and then buy only a CHEAP little home, until you have retirement type piles of money (ie, 1/2 mill $_. Otherwise, the odds are you are going to lose your home investment, sooner or later, or be forced to stay there, when moving would let you make a LOT more money,be happier, etc. RE agents, bankers, builders HATE me for saying this, but it's simply the truth. A home is a hole in the ocean that you pour money into, like a boat is.
And all the above is also only if you know you are going to stay in one spot.
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