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Old 08-13-2016, 11:23 PM
 
Location: Durham NC
5,185 posts, read 3,795,325 times
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I know the difference between a hard and a soft pull. Credit Karma? Again you do not incur a hard pull if the lender initiates a credit limit increase. They may or may not review your credit report. Citi does soft pull increases all of the time so does Penfed.
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Old 08-14-2016, 12:31 PM
 
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If anything it will help you and your score by decreasing the percent of balance to limit. Reply to your broker just like here.
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