Mortgage rates coming down (credit, 30 year fixed, fee, rate)

[snorkey]

Today it was 5.25% 30 year fixed. Do you think it will go lower since the president signed the stimulus package?

[Flamingo13]

I'm hoping - looking for it to get into the 4's.

[slynn41072]

I just got quote of 4.625 with 1 point.

[vetegnc]

We were quoted 4.875 w/0 points (and only 5% down). It might go lower, but I can't wait! (and I'm so glad it's come down from 5.5!)

[Flamingo13]

I'll have to check again w/the credit union, several weeks ago it was 4something w/1 point - ideally, I'd like to re-fi at NO points in the 4-something range

[NatasNJ]

Mind posting where you got your rate quotes. When you list. Thanks...

[Buzliteyear]

I was able to get 4.875 last year during a dip. I will pull the trigger again if it gets in the 3.75% area. Fingers crossed.

[sbanawan]

We managed to get 4.625% with no points or origination on a 30 year fixed with 20% down. This was with CTX mortgage. We locked on 12/18/08 and I don't think rates have been in that low since.

[Fant]

Locked in yesterday with Wachovia for 4.75% with no points and 3/4% origination fee on 30yr fixed. Great deal overall but not as good as some of the people in this thread. But I have the floatdown option so I can hope rates drop further.

[snorkey]

Originally Posted by NatasNJ

Mind posting where you got your rate quotes. When you list. Thanks...

PM me, I will tell you where I got it from.