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If I can't pay online via the provider's website (my water and sewer for instance), I log into my Credit Union and have them send the check.
same here. i actually get points for using bill pay, so the fact that my water bill still won't do ACH works in my favor...it's the only bill i pay via billpay other than my mortgage.
I don't do automatic payments, either. I have heard horror stories where mistakes are made and huge payments taken out and it was hard to get them corrected. I do one-time payments.
Exactly. A few years ago I had automatic payments with Comcast and they overcharged me. It took 6 months to get my money refunded. No more automatic payments for me.
Exactly. A few years ago I had automatic payments with Comcast and they overcharged me. It took 6 months to get my money refunded. No more automatic payments for me.
auto pay irrationally terrifies me. i know that 99% of the time it would probably go on without a hitch, but then there's that time where your gas/electric bill has a couple hundred dollar error....i don't leave money sitting in checking, it sits in savings. it's a matter of a simple transfer, but autopay would likely trigger an overdraft...no good.
which bothers me because i feel with today's technology, a service provider should be able to "ping" your bank to request the money electronically, if it's not there, the bank declines. if it's there, it pays. why would that be difficult? ohhhh...then the bank can't make money off of fees. lol
I get as much paperless as possible, so much easier and that's the business I am in.....print, insert, mail.
Just from my work can't believe the amount of people who still get cc statements, 401k quarterlies etc mailed to them
I do online auto pay for SOME things (e.g. auto insurance and life insurance).
But Verizon Wireless Bastards can wait while I take my sweetass time writing a check and finding a mailbox in which to drop my formal, written permission for them to receive their money. I remember not too long ago when I still had a dumbphone (no data plan), I got a bill with a bunch of charges for data useage. Supposedly, I "must have clicked on something by accident". Um, no. In the end, it turns out I WAS right, and VERIZON was full of schidt and they took the charges off...and THEN I wrote them a check for the correct amount. I realize that even if I did do auto online bill pay, they could/would still credit my account, but the point is to aggravate them as much as they aggravate me.
Cablevision, same thing (although I will refrain from calling them bastards since they do actually have very good customer service). However, I am not going to let them automatically deduct money from my account. It depends on the service that month. My cable going out was a regular occurence last year for various reasons. Every time it happened, I would call them and get credit for the day(s). And THEN, I would write them a check for the correct amount.
JCPL & PSEG--as already mentioned, it's possible for them to mysteriously over charge you.
I pay by check/mail for my credit card statements as well.
Having a tangible bill mailed to me, having to open it, reading through the bill and then writing the check makes me much more mindful of my spending. It's a reminder every month to analyze my spending and maybe rethink things from time to time. For example, every time I write a check to Cablevision I think to mself what a waste of money cable TV is, and how I should get a smart TV and a Netflix subscription instead.
I do online auto pay for SOME things (e.g. auto insurance and life insurance).
But Verizon Wireless Bastards can wait while I take my sweetass time writing a check and finding a mailbox in which to drop my formal, written permission for them to receive their money. I remember not too long ago when I still had a dumbphone (no data plan), I got a bill with a bunch of charges for data useage. Supposedly, I "must have clicked on something by accident". Um, no. In the end, it turns out I WAS right, and VERIZON was full of schidt and they took the charges off...and THEN I wrote them a check for the correct amount. I realize that even if I did do auto online bill pay, they could/would still credit my account, but the point is to aggravate them as much as they aggravate me.
Cablevision, same thing (although I will refrain from calling them bastards since they do actually have very good customer service). However, I am not going to let them automatically deduct money from my account. It depends on the service that month. My cable going out was a regular occurence last year for various reasons. Every time it happened, I would call them and get credit for the day(s). And THEN, I would write them a check for the correct amount.
JCPL & PSEG--as already mentioned, it's possible for them to mysteriously over charge you.
I pay by check/mail for my credit card statements as well.
Having a tangible bill mailed to me, having to open it, reading through the bill and then writing the check makes me much more mindful of my spending. It's a reminder every month to analyze my spending and maybe rethink things from time to time. For example, every time I write a check to Cablevision I think to mself what a waste of money cable TV is, and how I should get a smart TV and a Netflix subscription instead.
that accidental data charge happened for a little while, and they fixed it. but they were a pain about it. i have been a customer for years, but now i work there so i know exactly what happened. it was extremely stupid. honestly, i don't think you're causing VZW much aggravation, but i see your point. lol
i do auto pay for my wireless bill and cable bill, but everything else i do it on my own.
i've heard the tangible bill thing - i guess i achieve that because i have all my expenses categorized in mint plus in my excel sheet.
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..print, insert, mail.
