Try
Loan Search.
They are a NJ only lender neutral broker.
You do not need to get into a whole deal with them. Just give them your information (you do
not even need to provide SSN or anything). What they do is when you tell them your basic financial situation (expected home price, amount down, credit history) and match you up with a bank. If you do not want to use that bank, no obligation whatsoever.
We used them and I thought they were very good. At the time 6% was as good as it got. In fact the rate on our bank's website was higher than the rate we got due to going through loansearch.com. 0 points, $500 app fee which was refunded at closing, no appraisal fee, no processing fee. We only paid "REAL" fees The only thing I have heard from others is that their title insurance was 400 bucks because their bank paid for the remaining amount. Ours was $2000 so it is a few dollars.
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thanks
