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I wish I could. Anyone who has employer-sponsored healthcare is ineligible at this time. I would love to get out of my work plan....it's bare bones and very costly without a job change. Changing to a single payer system was and is the only way to go here.
Medicaid is mostly a secondary insurance for many elderly and chronically ill people who already have Medicare coverage. There is also NJ FamilyCare for low income working moms/dads and their children. Although you may not see the private practitioner of your choice, you can still get very good healthcare at many good teaching hospital centers/community health centers. Some docs do great work when they are students and being supervised by wonderful faculty.
My husband will be signing up. We are both retired (not by choice), but he is too young for Medicare. He works part time at a national home improvement company which cancelled all part time benefits.
We are not fans of government control of anything, including health care, but when you are over a certain age, and you have lost your medical insurance, the difference between getting private insurance (unaffordable if you can get it) and this new thing is a pretty welcomed alternative. It remains to be seen if it really works out or not.
My husband will be signing up. We are both retired (not by choice), but he is too young for Medicare. He works part time at a national home improvement company which cancelled all part time benefits.
We are not fans of government control of anything, including health care, but when you are over a certain age, and you have lost your medical insurance, the difference between getting private insurance (unaffordable if you can get it) and this new thing is a pretty welcomed alternative. It remains to be seen if it really works out or not.
Which plan is he getting? And at what price. From what I heard the insurance doesn't kick in until March 2014. I am no expert.
Medicaid is mostly a secondary insurance for many elderly and chronically ill people who already have Medicare coverage. There is also NJ FamilyCare for low income working moms/dads and their children. Although you may not see the private practitioner of your choice, you can still get very good healthcare at many good teaching hospital centers/community health centers. Some docs do great work when they are students and being supervised by wonderful faculty.
Please read up on it. IIRC if your premiums exceed 9.5% of your gross, you can opt out of your employer's health plan.
Eta: I responded to the wrong post. I meant to respond to your earlier post.
No, and I'm paying $540 a month for Health Ins thru Blue Cross Blue Shield of Tn. Its a guarentited issue plan after 3 years of cobra, after my husband passed away, but at least I have insurance.
Medicaid is mostly a secondary insurance for many elderly and chronically ill people who already have Medicare coverage. There is also NJ FamilyCare for low income working moms/dads and their children. Although you may not see the private practitioner of your choice, you can still get very good healthcare at many good teaching hospital centers/community health centers. Some docs do great work when they are students and being supervised by wonderful faculty.
Just to add to this, Medicaid is strictly for the poor. Elderly people must use up all their savings before they will be eligible for Medicaid. They cannot give their money away to their children either. People have tried this, but one thing is for sure, the government always gets their money back. But most elderly people don't need Medicaid in addition to Medicare anyway. Usually only those who are in nursing homes or require extensive long term care.
Last edited by AnesthesiaMD; 10-01-2013 at 05:27 AM..
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