Hey all,
I've been selected for further processing in the housing lottery and have my interview in a week & a half. Needless to say, I'm anxious as I compile my paperwork...
I just started a new full-time job in June, which put me in the income range for this apartment I applied for. I'm so happy now, as I'm coming off 6+ years of freelancing, and early 2019 I had so little work and was desperately broke. My dad was sending me some money each month to help with my rent (sad to admit this, but it's true). This backstory has me anxious because:
1). I don't even have 6 pay stubs from the new job yet - it'll be 4 by the time of the interview. I do have stubs from freelance jobs leading up the full-time gig... I figure I just bring any freelance paystubs from the last six months on top of my full-time ones. Think this would be reasonable?
2). Looking at my bank account from early 2019 is pretty grim, and of course since being gainfully employed I'm rebuilding and paying down some debts. Will they look at my poor finances from the past and just automatically say "no way?"
3). The money from my dad I'd be totally honest about, as I needed help.
In my interview I would explain all of this, but how much of the past do they leverage against your present and future? Everyone goes through hard times, but now that I have a stable job that puts me in the right salary range and I have good credit is this positive to outweigh my crummy early 2019? Thoughts much appreciated.