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Hi. Is there a law or a rule that talks about how many apartments have to be shown ones the number is reached.
Also is there a rule or a law that talks about who gets to chose what building the apartments should be chosen from? ( Luna park has 20 or so buildings )
I was shown two apartments in building 3 and had a few days to decide which one I wanted. The apartments were a complete mess with old crappy bathrooms. I chose an apt on the 1st floor as i didn't want to deal with Elevators & lobby chatter/interactions with the abundance of old folks. I believe they expect you to make a Swift decision, or be waitlisted for a year. When studying the complex i determined I'd rather be on the 8th st side, so I'm glad that came about. How did your interview and visit go?
These folks here aren't the friendliest at all. So don't expect a warm welcome. But on the contrary it's a spacious apartment, nice, quiet safe grounds, and the low cost for the apartment and parking is awesome.
Quote:
Originally Posted by Maimai518
What should I
expect from Luna park? The woman who answered the phone to the appointment was rude to me already.
These folks here aren't the friendliest at all. So don't expect a warm welcome. But on the contrary it's a spacious apartment, nice, quiet safe grounds, and the low cost for the apartment and parking is awesome.
Hi I have a relatively low log # for Luna Park and received a letter to view the 3 bed-room apartment.
The price is kind of high about $60k. I don't think I have that kind of money at this point though because I am not prepared.
Does Luna Park offer mortgages?
Last edited by nocturne9; 02-07-2023 at 09:08 AM..
Location: Read the Marketing Handbook, and Income a Guide.
2,007 posts, read 1,626,371 times
Reputation: 479
Quote:
Originally Posted by nocturne9
Does Luna Park offer mortgages?
I don’t know if Luna Park offers mortgages. The Hebrew Free Loan Society does offer loans for Mitchell-Lama co-ops. Home Ownership Lending does Mitchell Lama. There are others.
I suggest contacting your bank today or tomorrow and ask what Mortgage Services they offer. If you have a credit union at work ask about mortgages there.
Don’t let this opportunity get away from you. Only say ‘No’ because you want to not because you couldn’t find financing. Talk with some lenders and learn how large a mortgage you qualify for, don’t just make your own guess. There might be benefits if you are a first time home buyer.
What should I expect from Luna park? The woman who answered the phone to the appointment was rude to me already.
I was offered a one bedroom in decent condition but choose to waitlist as 450sq ft is just to small for me.
The office staff are definitely rude & not very knowledgeable (or at least choose to act like they don't have answers to questions longer than 7 words).
I also didn't like how tight the hallway to the apartment. Like idk how you would get a sofa that wasn't from Ikea inside.
Location: Read the Marketing Handbook, and Income a Guide.
2,007 posts, read 1,626,371 times
Reputation: 479
FYI, ‘holds’ are allowed generally at Mitchel Lama bldgs. Somewhere I read an applicant can do this only once, and it can count as a strike against you where you only get two strikes. A ‘pass’ can count as a strike also.
The following is just the first paragraph.
(14) Any applicant on an external waiting list may file a written request with the managing agent of a housing company, with a copy provided to HPD, that his or her application be put on hold for one year provided that (i) such written request is filed by the later of (A) at least thirty days in advance of the proposed commencement of such one year hold period or (B) no more than five business days after receiving an offer from such housing company, (ii) if such applicant does not notify the managing agent of such housing company in writing, with a copy provided to HPD, at least thirty days prior to the expiration of such one year hold period that he or she would like to remain on such external waiting list, such applicant shall not be reinstated to such external waiting list at the expiration of such one year hold period, and (iii) no applicant shall be entitled to request more than one such hold during the time period in which such applicant remains on the external waiting list.
I don’t know if Luna Park offers mortgages. The Hebrew Free Loan Society does offer loans for Mitchell-Lama co-ops. Home Ownership Lending does Mitchell Lama. There are others.
I suggest contacting your bank today or tomorrow and ask what Mortgage Services they offer. If you have a credit union at work ask about mortgages there.
Don’t let this opportunity get away from you. Only say ‘No’ because you want to not because you couldn’t find financing. Talk with some lenders and learn how large a mortgage you qualify for, don’t just make your own guess. There might be benefits if you are a first time home buyer.
Hi, can you please recommend names of other loan servicers and what type of loan would qualify for Mitchell-Lama apartments and would likely have the best interest rates (ex: mortgage, home equity, personal loan)? Thank you.
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