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Old 07-08-2014, 07:22 PM
 
8,518 posts, read 15,657,392 times
Reputation: 7712

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I need some advice on how to deal with a friend. First, a little background. I just bought my first home. It's way more space than I need, but part of why I bought it is because I know it'll make a great investment and will be easy to sell or rent out if I ever need to. On more than occasion, my friend has suggested that I rent a spare bedroom out to her. Where she currently lives, the rent has gone up nearly $200 a month. She can't downsize as she's already in a 1-bedroom apartment. So now she's looking for a new place to live. The problem is that rents are increasing everywhere and she's worried that she won't be able to find anything decent in her price range and her rent is already high to begin with. As much as I would love to help her, I don't want to rent out a room to her. Some days, I feel like I'm being selfish. But other days, I feel like I shouldn't feel guilty for not wanting the house all to myself, even if I don't need all the space. Now, it would be one thing if my friend was unemployed, broke, or going through a major crisis. Then, of course, I'd be willing to help, at least until she got back on her feet. But part of why I don't want to help is because I'm not entirely convinced that her situation is as bad as she makes it out to be. First, she makes a pretty good income. Second, she has no dependents or major debts to pay off. Knowing what her income is, what her car payment is, and what her rent is, it's hard for me to understand how she can't afford to pay the rent she's being charged. I won't toss out numbers, but I will say that her rent is around 18% of her gross monthly income. I generally avoid asking her how she manages her money. But when someone says they can't afford to pay 1/5 of their gross income on rent, it makes me wonder. Are they spending too much on nonessentials or are they just exaggerating their financial woes? If you were in my place, how would you handle this? Would you confront this person and ask what they're doing with their money? Would you agree to rent space to them? Or would you just say nothing and let them sort out their own issues? So far, the last option is what I've been doing. But there are days where I just want to say "what the @&$! are you spending your money on?" Also, I can't be sure if she's doing this or I'm just imagining it, but sometimes I feel as though I'm being manipulated, as if she's trying to make me feel guilty for not helping.
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Old 07-08-2014, 07:28 PM
 
Location: Up above the world so high!
45,217 posts, read 100,823,666 times
Reputation: 40205
What's that great new expression making the rounds...

Not my monkey, not my circus

You are under no obligation to share your home with someone just to make their lives easier, so don't even feel guilty for one second.

When she complains about being broke or not being able to afford things ask her if she'd like a few budgeting tips.

Do not give unsolicited advice or you risk losing the friendship.

Some people just have to figure things out the hard way.
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Old 07-08-2014, 07:29 PM
 
Location: southwestern PA
22,637 posts, read 47,790,777 times
Reputation: 48427
How she spends her money is none of your business.

You have nothing to feel guilty about... and she is not your responsibility. Renting to her would be a huge mistake.
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Old 07-08-2014, 07:31 PM
 
Location: Brentwood, Tennessee
49,927 posts, read 60,060,622 times
Reputation: 98359
DON'T do it!

Let her figure out her own problems. Don't make her one of yours.
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Old 07-08-2014, 07:35 PM
 
Location: Tricity, PL
61,915 posts, read 87,450,383 times
Reputation: 131922
Quote:
Originally Posted by Wmsn4Life View Post
DON'T do it!

Let her figure out her own problems. Don't make her one of yours.
^^^ This!!
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Old 07-08-2014, 07:52 PM
 
11,864 posts, read 17,022,530 times
Reputation: 20090
Maybe she can afford more than what she pays already but just doesn't want to spend that much? I could rent a $2k a month apartment, but I would never ever do it because it's a waste of money.

Rent is through the roof in most places. Anyone with any financial sense would try to avoid paying the going rate.
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Old 07-08-2014, 08:00 PM
 
Location: Redwood Shores, Ca
377 posts, read 533,815 times
Reputation: 584
I wouldn't rent your room to a friend, unless you want your friendship to eventually end. What tends to happen is that the friend, will not have the rent, and will assume you are cool with not getting paid. This may happen all the time, where she makes her visa payment, instead of her rent. If you want to help out a friend, just tell them you will allow them to live there for free to get the funds together to move into a new place. Give them 6 months to a year, if they pay you some for utilities, fine....if not, no big deal. Because it's a gift, they don't owe you....relish the karma points, and you will be much better off then collecting rent from a friend. I did that for a friend who had a huge child support payment, and was living in a car, while he kept up with his payments. I had all kinds of room, so I just told him he could live rent free for a year, but in 12 months, he had to go....He moved out in 9 months, after he became an independent contractor, and had the money to move into his own place.....it's the only way to deal with friendship

I'm sure you can easily do this, you didn't buy a house without making the money to make the payment. The only thing is the added utilities, and if it's a good friend they will kick down some for that. If they don't no worries, it won't kill them. Just tell her that she has to do laundry at a laundramat, and not at the house....
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Old 07-08-2014, 08:54 PM
 
5,570 posts, read 7,286,520 times
Reputation: 16563
Just tell her that you're not interested in having a roommate. You enjoy the privacy of living alone.
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Old 07-08-2014, 08:55 PM
 
Location: Canada
11,812 posts, read 12,062,693 times
Reputation: 30522
Her finances don't matter at all. You don't want to live with her, that's the bottom line, and you have every right to say no.
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Old 07-08-2014, 09:02 PM
 
Location: In my skin
9,230 posts, read 16,563,794 times
Reputation: 9175
Quote:
Originally Posted by DennyCrane View Post
I need some advice on how to deal with a friend. First, a little background. I just bought my first home. It's way more space than I need, but part of why I bought it is because I know it'll make a great investment and will be easy to sell or rent out if I ever need to. On more than occasion, my friend has suggested that I rent a spare bedroom out to her. Where she currently lives, the rent has gone up nearly $200 a month. She can't downsize as she's already in a 1-bedroom apartment. So now she's looking for a new place to live. The problem is that rents are increasing everywhere and she's worried that she won't be able to find anything decent in her price range and her rent is already high to begin with. As much as I would love to help her, I don't want to rent out a room to her. Some days, I feel like I'm being selfish. But other days, I feel like I shouldn't feel guilty for not wanting the house all to myself, even if I don't need all the space. Now, it would be one thing if my friend was unemployed, broke, or going through a major crisis. Then, of course, I'd be willing to help, at least until she got back on her feet. But part of why I don't want to help is because I'm not entirely convinced that her situation is as bad as she makes it out to be. First, she makes a pretty good income. Second, she has no dependents or major debts to pay off. Knowing what her income is, what her car payment is, and what her rent is, it's hard for me to understand how she can't afford to pay the rent she's being charged. I won't toss out numbers, but I will say that her rent is around 18% of her gross monthly income. I generally avoid asking her how she manages her money. But when someone says they can't afford to pay 1/5 of their gross income on rent, it makes me wonder. Are they spending too much on nonessentials or are they just exaggerating their financial woes? If you were in my place, how would you handle this? Would you confront this person and ask what they're doing with their money? Would you agree to rent space to them? Or would you just say nothing and let them sort out their own issues? So far, the last option is what I've been doing. But there are days where I just want to say "what the @&$! are you spending your money on?" Also, I can't be sure if she's doing this or I'm just imagining it, but sometimes I feel as though I'm being manipulated, as if she's trying to make me feel guilty for not helping.
You shouldn't feel bad about wanting your home to yourself. You have that right and don't owe anyone any space there or an explanation.

I agree with helping people in urgent situations, temporarily, as a general rule. There will be exceptions, of course. But I don't believe in funding/enabling irresponsible/reckless behavior.

As far as her income, gross income is not what she is actually bringing home. And do you know what her expenses actually are? Is it possible she has more debt than she shares with you? Is it possible you are creating these unflattering things about her in your mind to justify not renting her a room? Again, you don't owe her this, so there's really no need for that, if that's what you're doing.

No, I wouldn't ask what she is doing with her money. It doesn't affect me unless she moves in and/or it becomes my problem.

She may not be manipulating you. Your own guilt may make you feel like she is trying to make you feel guilty.
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